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422 James St, Greenville, KY, 42345

3beds
2baths
0sqft
$179,900
--price/sqft
$1,376/moest. monthly cost
$55,040/yrincome needed

About This Home

Discover this charming three-bedroom, two-bath brick home, ideally situated just minutes from downtown Greenville while providing a peaceful, country-like setting. Located at the end of a quiet, dead end street. This property features a full basement, an attached one-car garage, a spacious rear deck, a large attached carport, and an additional outbuilding.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Metal
  • Construction materials: Brick Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Basement

  • Area: 1

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Linoleum
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,101

Property

Details

  • Parcel number: 0920402018000
  • Lease amount: 0

Features

  • Patio & porch: Open Porch,Deck

Lot

  • Lot size: 0.54 Acres
  • Features: Trees

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$171$2,052
Property Taxes $142$1,704
Electricity $154$1,850
Total$1,376$16,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,177/yr
40% on housing$41,280/yr
45% on housing$36,693/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.0%
-9.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 42345$92
Muhlenberg County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 42345$112
Muhlenberg County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$179,900
2026-02-23Price change$185,000
2026-01-05Price change$190,000
2025-11-25Listed for sale$195,000
2023-10-09Sold$165,000
2023-08-30Pending sale$179,900
2023-08-17Price change$179,900
2023-08-03Listed for sale$189,000
2023-01-16Listing removed--
2022-12-26Pending sale$142,900
2022-10-05Sold$133,000
2022-08-25Pending sale$142,900
2022-07-20Listed for sale$142,900

For Sale by Agent

AgentAlexis Smith
BrokerageWright Choice of Kentucky Realty & Auction

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