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214 N Main St, Greenville, KY, 42345

3beds
2baths
1,619sqft
$152,900
$94price/sqft
$1,189/moest. monthly cost
$47,560/yrincome needed

About This Home

Traditional 3 bedroom, 1.5 bath, large back yard, hardwood and laminate floors. Fireplace with gas logs. Built in bookcases, bonus room! Over 1600 sq. ft.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
--
The Renaissance CenterGrades 6-121.7 mi
5/10

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom

  • Features: Double Vanity,Tub/Shower Combo

Bedroom2

  • Level: Main
  • Area: 138.1597

Bedroom3

  • Level: Main
  • Area: 128.3333

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bookshelves,Walls (Dry Wall)
  • Window features: Replacement Windows,Storm Window(s),Blinds
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: 1,Gas Log-Natural
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air,Furnace,Gas
  • Cooling features: Central Air,Central Electric

Interior Area

  • Total structure area: 1,619
  • Total interior livable area: 1,619 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 308

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 225

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 109 02 22 006

Features

  • Patio & porch: Covered Front Porch,Covered Patio
  • Exterior features: Concrete Walks,Garden,Landscaping
  • Fencing: None
  • Waterbody name: None

Lot

  • Lot size: 0.51 Acres
  • Features: City Lot

Parking

  • Parking features: None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Hail
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $773$9,276
Home Insurance *$146$1,752
Property Taxes $116$1,392
Electricity $154$1,850
Total$1,189$14,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,765/yr
40% on housing$35,670/yr
45% on housing$31,706/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.0%
-9.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 42345$92
Muhlenberg County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 42345$112
Muhlenberg County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$152,900

For Sale by Agent

AgentElaine N Sparks
BrokerageEaves Realty Auc-KW 1st Choice

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