64 Main St, Central City, KY, 42330
About This Home
Discover the perfect blend of space, comfort, and scenic beauty with this exceptional 5 bedroom, 4 bath home situated on more than 2 acres, created by combining two adjoining lots for added privacy and room to enjoy. You will love the river view!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1956
Materials
- Foundation: Block
- Roof: Dimensional,Shingle
- Construction materials: Brick,Brick/Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range/Oven,Electric Range,Range Hood,Refrigerator,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Area: 842
Basement
- Has basement: Yes
- Basement: Finished-Partial,Interior Entry,Exterior Entry,Crawl Space
Bathroom
- Features: Double Vanity,Separate Shower,Tub/Shower Combo
Bedroom2
- Level: Main
- Area: 181.7292
Bedroom3
- Level: Main
- Area: 181.7292
Bedroom4
- Level: Upper
- Area: 218.625
Bedroom5
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Walls (Dry Wall),Walls (Paneling),Eat-in Kitchen,Living/Dining Combo
- Door features: Storm Door(s)
- Window features: Replacement Windows
- Flooring: Carpet,Concrete,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: 1
- Fireplace: Yes
- Attic: Storage
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Electric
Interior Area
- Total structure area: 2,807
- Total interior livable area: 2,807 sqft
Master Bedroom
- Level: Basement
- Area: 407
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 121 04 01 041
- Other equipment: Sump Pump
Features
- Levels: Two
- Patio & porch: Patio
- Exterior features: Brick Walks,Lighting,Garden,Landscaping,Mature Trees,Trees
- Fencing: None
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: River Front,Water Access,River
- Waterbody name: Green River
Lot
- Lot size: 2.30 Acres
- Features: Heavily Wooded,Scattered Woods,Trees,City Lot
Parking
- Total spaces: 2
- Parking features: Attached,Detached,Auto Door Opener,Garage Door Opener,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Hail
- Strong Wind
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $347 | $4,164 |
| Property Taxes | $243 | $2,916 |
| Electricity | $221 | $2,660 |
| Total | $2,327 | $27,924 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $289,900 |
| 2026-06-09 | Listed for sale | $299,900 |
View on Zillow