35 Allen Ln, Central City, KY, 42330
About This Home
Adorable cottage just minutes from town! This quaint 2-bedroom, 1-bath home welcomes you with a large covered front porch and inviting foyer. Natural light pours through a generous picture window into the cozy living room, creating a warm and comfortable space to relax. Both bedrooms offer ample closet storage. The bathroom features a shower/tub combination and built-in shelving for convenient storage of all your toiletries. Just off the kitchen is a versatile bonus area—ideal for a pantry, home office, or creative space—which also provides convenient access to the laundry room and one-car garage. Mature trees in the front yard add shade and timeless character to the landscape. Step inside this charming retreat and fall in love with the simple beauty and potential it offers.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Dishwasher,Electric Range,Range Hood,Refrigerator
- Laundry features: Main Level
Basement
- Basement: None
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Crown Molding
- Window features: Double Pane Windows,Vinyl
- Flooring: Laminate
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Electric
Interior Area
- Total structure area: 1,284
- Total interior livable area: 1,284 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 1400000017000
Features
- Patio & porch: Porch-Covered
Lot
- Lot size: 0.50 Acres
- Features: Landscaped,Wooded
- Lot size dimensions: .5 +/- acres per pva
Parking
- Total spaces: 1
- Parking features: 1 Car,Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Hail
- Strong Wind
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $112 | $1,344 |
| Electricity | $154 | $1,850 |
| Total | $1,104 | $13,248 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Price change | $137,000 |
| 2026-03-12 | Listed for sale | $139,000 |
| 2026-03-10 | Pending sale | $139,000 |
| 2026-01-20 | Listed for sale | $139,000 |
| 2025-12-20 | Listing removed | $137,000 |
| 2025-12-06 | Price change | $137,000 |
| 2025-08-13 | Price change | $139,000 |
| 2025-06-17 | Listed for sale | $139,777 |
| 2023-09-18 | Sold | $97,000 |
| 2022-11-28 | Price change | $112,900 |
| 2022-11-15 | Price change | $119,900 |
| 2022-11-02 | Listed for sale | $125,000 |
| 2022-04-07 | Sold | $30,000 |
| 2022-03-15 | Pending sale | $39,900 |
| 2022-03-14 | Listed for sale | $39,900 |
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