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606 N 2nd St, Central City, KY, 42330

2beds
1baths
1,020sqft
$57,250
$56price/sqft
$552/moest. monthly cost
$22,080/yrincome needed

About This Home

Currently ofcu. Great rental investment or flip property

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
5/10
5/10

Construction

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Electric Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Single Pane
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,020
  • Total interior livable area: 1,020 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 1410202015000

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 50 x 166 per pva

Parking

  • Parking features: Detached,Gravel
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $289$3,468
Home Insurance *$66$792
Property Taxes $43$516
Electricity $154$1,850
Total$552$6,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,925/yr
40% on housing$16,560/yr
45% on housing$14,720/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.0%
-9.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$56This listing

vs Other Active Listings

Avg $/sqft

ZIP 42330$113
Muhlenberg County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 42330$109
Muhlenberg County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$50,000
2026-06-01Listed for sale$57,250
2014-11-25Sold$30,500

For Sale by Agent

AgentBonita Thorp
BrokerageMy Ky Homes Realty

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