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420 N 5th St, Central City, KY, 42330

0beds
0baths
0sqft
$10,000
--price/sqft
$222/moest. monthly cost
$8,880/yrincome needed

About This Home

0.30 +/- acre lot and home available as-is in Muhlenberg County.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
5/10
5/10

Construction

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Features

  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 0

Interior Area

  • Total structure area: 0

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1410214037000

Lot

  • Lot size: 0.30 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $50$600
Home Insurance *$11$132
Property Taxes $7$84
Electricity $154$1,850
Total$222$2,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$7,611/yr
40% on housing$6,660/yr
45% on housing$5,920/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.0%
-9.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 42330$115
Muhlenberg County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 42330$109
Muhlenberg County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-16Listed for sale$10,000
2024-09-14Listing removed$15,000
2024-04-29Listed for sale$15,000
2024-04-18Listing removed--
2023-02-01Listed for sale$15,000
2023-01-29Pending sale$15,000
2023-01-19Listed for sale$15,000

For Sale by Agent

AgentGarrison Peets
BrokerageWTC Realty LLC

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