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520 Maple Ln, Central City, KY, 42330

6beds
3baths
3,280sqft
$396,900
$121price/sqft
$2,903/moest. monthly cost
$116,120/yrincome needed

About This Home

This beautiful brick home is situated on .59 acres in a desirable neighborhood less than 1 mile from downtown and the parkway! It is generously sized and not only has 6 bedrooms and 3 baths, but a full basement that has recently been finished. Many of its furnishings will stay. The kitchen on the main level has lots of extras such as: spice cabinet, granite countertops, pantry and more! There are also 2 natural gas fireplaces for backup heating and all appliances stay including extra fridge, deep freezer and washer and dryer! Outside, you will certainly benefit from the relaxing backyard which has a nice patio overlooking the fenced yard and new pool and deck. Call for more info or to schedule a tour!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
5/10
5/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick/Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Laundry Chute

Basement

  • Area: 1568

Basement

  • Basement: Finished-Full,Full,Exterior Entry,Walk-Up Access

Bathroom

  • Features: Separate Shower,Tub/Shower Combo

Bedroom2

  • Level: Upper
  • Area: 159.6

Bedroom3

  • Level: Upper
  • Area: 118.75

Bedroom4

  • Level: Upper
  • Area: 204.25

Bedroom5

  • Level: Upper
  • Area: 218.79

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • None,Walls (Dry Wall)
  • Window features: Replacement Windows,Blinds,Window Coverings
  • Flooring: None
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Forced Air,Gas,Natural Gas
  • Cooling features: Central Air,Central Electric

Interior Area

  • Total structure area: 3,280
  • Total interior livable area: 3,280 sqft

Kitchen

  • Features: None
  • Level: Main
  • Area: 363

Living Room

  • Level: Main
  • Area: 438.9

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 344.375

Property

Accessibility

  • Accessibility features: Level Drive,Low Pile Carpet,Accessible Entrance

Details

  • Parcel number: 142 03 05 009

Features

  • Pool features: Above Ground
  • Patio & porch: Covered Patio,Screened Porch
  • Exterior features: Concrete Walks,Lighting,Landscaping,Mature Trees
  • Fencing: Back Yard,Fenced Pool Area
  • Waterbody name: None
  • Topography of land: Rolling

Lot

  • Lot size: 0.59 Acres
  • Features: Corner Lot,City Lot,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Garage Faces Side
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Inland Flooding
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,006$24,072
Home Insurance *$459$5,508
Property Taxes $179$2,148
Electricity $259$3,108
Total$2,903$34,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,531/yr
40% on housing$87,090/yr
45% on housing$77,413/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.0%
-9.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 42330$106
Muhlenberg County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 42330$109
Muhlenberg County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$381,000
2026-08-11Listing removed--
2026-08-07Price change$392,000
2026-07-30Listed for sale$396,900
2024-05-10Listing removed--
2023-11-05Listed for sale$333,000
2017-07-19Sold$140,000

For Sale by Agent

AgentMisty D Avery
BrokerageEaves Realty Auc-KW 1st Choice

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