5401 McCormick Rd, Mount Sterling, KY, 40353
About This Home
Experience lakeside living on Greenbrier Lake in this custom-built residence offering more than 6,600 square feet of thoughtfully designed space. With nearly two acres that roll gently toward the water, the setting provides privacy, wide open lake views, and a natural backdrop for both gathering and retreat. The main level features hardwood floors, custom cabinetry, and soaring ceilings, with each bedroom designed as a private suite with its own bath. A large sunroom, ideal as an office or additional family space, captures sunlight and views throughout the day. The home's lower level offers a full second kitchen, living and dining areas, utility room, and a stone fireplace, making it well-suited for multigenerational living or guest quarters. In total, the home offers five bedrooms, a theater room with 12-inch poured concrete walls, and architectural details like a dramatic winding staircase beneath the soaring great room ceiling. Outdoor living is equally inviting, with expansive decks and patios overlooking the lake and access to the water only steps away. The rural setting offers the tranquility of a waterfront retreat yet remains just 3.5 miles from everyday conveniences, and a short drive to Lexington via I-64. This is a rare opportunity to own a spacious waterfront home that blends craftsmanship, functionality, and setting in one exceptional property.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2011
Materials
- Foundation: Concrete Perimeter
- Roof: Dimensional Style
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Disposal,Double Oven,Dishwasher,Microwave,Refrigerator,Cooktop,Range,Vented Exhaust Fan
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup,Lower Level
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Concrete,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access
Bathroom1
- Level: First
Bathroom2
- Level: First
Bathroom3
- Level: Lower
Bathroom4
- Level: Lower
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: Lower
Bedroom4
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Den
- Level: First
Dining Room
- Level: First
Features
- Breakfast Bar,Central Vacuum,Entrance Foyer,Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
- Door features: Storm Door(s)
- Window features: Insulated Windows,Skylight(s),Blinds,Screens
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 2
- Fireplace features: Basement,Family Room,Gas Log,Propane,Ventless
- Fireplace: Yes
- Finished area below ground: 3,790
- Finished area above ground: 2,876
Great Room
- Level: Lower
Heating & Cooling
- Heating features: Heat Pump,Zoned
- Cooling features: Electric,Heat Pump,Zoned
Interior Area
- Total structure area: 6,666
- Total interior livable area: 6,666 sqft
Kitchen
- Level: First
Kitchen
- Level: Lower
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Recreation Room
- Level: Lower
Utility Room
- Level: First
Utility Room
- Level: Lower
Property
Details
- Parcel number: 0400000037.18
- Other equipment: Home Theater
Features
- Levels: Two
- Has view: Yes
- View description: Rural,Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterbody name: Other
- Horses can be raised: Yes
Lot
- Lot size: 1.83 Acres
Parking
- Total spaces: 3
- Parking features: Attached Garage,Detached Garage,Driveway,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,789 | $69,468 |
| Home Insurance * | $647 | $7,764 |
| Property Taxes | $896 | $10,752 |
| Electricity | $526 | $6,317 |
| Total | $7,858 | $94,296 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed for sale | $1,145,000 |
| 2026-03-27 | Listing removed | $1,295,000 |
| 2025-09-11 | Listed for sale | $1,295,000 |
| 2025-08-18 | Listing removed | $1,900,000 |
| 2025-05-17 | Listed for sale | $1,900,000 |
| 2011-01-06 | Sold | $5,000 |
For Sale by Agent
View on Zillow