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3632 Virginia Ave, Kansas City, MO, 64109

5beds
2baths
2,142sqft
$300,000
$140price/sqft
$2,284/moest. monthly cost
$91,360/yrincome needed

About This Home

Fall in love from the moment you arrive! Relax on the enclosed front porch before stepping inside, featuring upgraded deck tiles and overall the perfect lounging spot. Inside, you’ll find a spacious layout with four bedrooms, two full baths, and three levels of finished living space. The finished third floor includes a mini-split system, creating a comfortable and flexible space that could work well for a studio, workspace, or additional living area. With multiple levels and unique spaces throughout, this home offers character and versatility that’s hard to find. The larger living room flows into a formal dining room, making it a great setup for entertaining or hosting guests. Moving into the kitchen, where you’ll find granite countertops, a dishwasher, newer cabinetry, and a mosaic tile backsplash. A rear extension includes main-floor laundry and a flexible storage area that functions well as a pantry. An abundance of windows on the second floor allows the bedrooms to feel bright and filled with natural sunlight. Head to the backyard where there’s plenty of space to hang out, plus a fire pit that’s just waiting for cool nights and s’mores. The basement is great for your additional storage needs. And the location? Hard to beat. Close to the streetcar, Martini Corner, Hyde Park, Downtown, the Crossroads, Crown Center, Westport, and the Plaza—so whether it’s dinner, coffee, or a night out, you’re never far from where you want to be. ALL UNDER 5 YEARS OLD - ROOF, HEATER, AC, WATER HEATER.

Getting Around

67
WalkingSomewhat Walkable
46
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

4/10
Faxon ElementaryGrades PK-60.7 mi
2/10
Central Middle SchoolGrades 7-81.6 mi
1/10
Central High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1905

Materials

  • Roof: Composition
  • Construction materials: Brick/Mortar,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Stone/Rock

Bathroom1

  • Features: Ceramic Tiles
  • Level: Main

Bathroom2

  • Features: Ceramic Tiles
  • Level: Second

Bedroom1

  • Features: All Carpet
  • Level: Second

Bedroom2

  • Features: All Carpet
  • Level: Second

Bedroom3

  • Features: All Carpet
  • Level: Second

Bedroom4

  • Features: All Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Features: All Carpet
  • Level: Third

Dining Room

  • Features: All Carpet
  • Level: Main

Features

  • Ceiling Fan(s),Custom Cabinets
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Finished area above ground: 2,142

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,142
  • Total interior livable area: 2,142 sqft

Laundry

  • Level: Main

Property

Details

  • Parcel number: 30120112100000000

Features

  • Patio & porch: Patio,Screened
  • Exterior features: Fire Pit

Lot

  • Lot size: 6,969 sqft

Parking

  • Parking features: Off Street,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$323$3,876
Property Taxes $282$3,384
Electricity $163$1,962
Total$2,284$27,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,308/yr
40% on housing$68,520/yr
45% on housing$60,906/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 64109$186
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64109$104
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$307,500
2026-03-13Listed for sale$315,000
2022-06-06Sold--
2022-03-16Pending sale$215,000
2022-03-12Listed for sale$215,000

For Sale by Agent

AgentMelissa Rousselo
BrokerageReal Broker, LLC

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