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12000 M 32, Atlanta, MI, 49709

1beds
1baths
1,076sqft
$125,000
$116price/sqft
$1,054/moest. monthly cost
$42,160/yrincome needed

About This Home

Store Your Toys Up North! Great opportunity to own a versatile property along M-32 in Atlanta, MI. Situated on 1.46 acres, this 1,069 sq ft building features a spacious garage/bay area with two overhead doors, durable concrete floors, and additional storage—perfect for boats, snowmobiles, and all your up-north gear. The property also includes a small office area and bathroom, and offers the potential to be converted into a residential getaway or cabin-style retreat (subject to zoning approval). With plenty of space and easy access, it’s an ideal spot for a weekend escape, storage hub, or future up-north home base.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Atlanta Community SchoolsGrades PK-120.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Entry
  • Area: 162
  • Dimensions: 9 X 18

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,076

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total interior livable area: 1,076 sqft

Other

  • Level: Entry
  • Area: 90
  • Dimensions: 9 X 10

Property

Details

  • Parcel number: 00301100033000
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None
  • Waterfront features: Creek
  • Waterbody name: Haymeadow Creek

Lot

  • Lot size: 1.46 Acres
  • Lot size dimensions: 85.00 x 749.00

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding

FEMA Declared Disasters in Montmorency County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$66$792
Property Taxes $168$2,016
Electricity $188$2,259
Total$1,054$12,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,137/yr
40% on housing$31,620/yr
45% on housing$28,106/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 49709$131
Montmorency County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 49709
Montmorency County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Listed for sale$125,000
2026-01-01Listing removed$125,000
2025-08-04Listed for sale$125,000

For Sale by Agent

AgentApril Ozdych
BrokerageReal Broker, LLC Troy

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