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12429 Vincent Ln, Atlanta, MI, 49709

2beds
1baths
2,022sqft
$414,000
$205price/sqft
$2,977/moest. monthly cost
$119,080/yrincome needed

About This Home

This would be a great investment for now and the future renting out as and Airbnb or to use as a family vacation spot. An opportunity like this doesn't come along that often to own 2 independent homes on the property. Being sold together with extra garage. Both homes have their own septic, well, electric and natural gas. Live in one and rent one out. Close to town and with great fishing and lots of wildlife. There are newer windows and flooring. There is 396 feet of Crooked Lakefront (No Wake) on over 2 acres. New Metal Roof on House A's. Measurements are above, and House Bs are as follows: Kitchen, Dining and Laundry are 13x16. Livingroom 13x19, Bedroom 12x12, Bedroom 12x12 and Den/Bedroom 11x13. There is a 2-car attached garage, dishwasher, new refrigerator, septic field and sump pump.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Atlanta Community SchoolsGrades PK-120.6 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Basement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Washer,Range/Oven,Refrigerator,Microwave,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan/Utility

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Curtain Rods
  • Flooring: Hardwood
  • Fireplace features: Insert,Gas
  • Fireplace: Yes
  • Finished area above ground: 1,300

Heating

  • Heating features: Gas Fireplace/Stove,Electric,Forced Air,Natural Gas,Wall Furnace,Freestanding Gas Stv

Interior Area

  • Total structure area: 2,022
  • Total interior livable area: 2,022 sqft

Property

Details

  • Parcel number: 00301300053000

Features

  • Patio & porch: Patio/Porch
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Crooked Lake

Lot

  • Lot size: 2.20 Acres
  • Features: Landscaped
  • Lot size dimensions: 135 x 195 x 67 x 237 x 276

Parking

  • Parking features: Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Montmorency County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,093$25,116
Home Insurance *$219$2,628
Property Taxes $445$5,340
Electricity $220$2,646
Total$2,977$35,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,068/yr
40% on housing$89,310/yr
45% on housing$79,386/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 49709$120
Montmorency County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 49709
Montmorency County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-09Price change$414,000
2025-09-05Listed for sale$419,000

For Sale by Agent

AgentSusan K Magnant
BrokerageReal Estate One Lewiston

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