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10604 River Rd, Atlanta, MI, 49709

--beds
--baths
240sqft
$25,000
$104price/sqft
$363/moest. monthly cost
$14,520/yrincome needed

About This Home

A clean slate awaits you! This approximate 1/2 acre corner lot is located in a nice quiet neighborhood conveniently located just a couple miles from town and very near the school and features a beautiful lot ready for your imagination! The property had not been used for years and had a lot of unwanted trees and ice storm damage. But the seller has hired a forestry mulching company, and it is now completely cleaned up providing plenty of space for you to build your up north oasis! There is now a nice driveway that circles through the property. There is a small one-room cabin that is well built and measures 12x20. It has T-111 siding and a metal roof. The seller has also had it cleaned and stripped to the studs for you to set it up the way you want. There is no septic or well, but the cabin is wired and ready for service which is right at the road. Once you're set up you can ride to the ORV trails right from this location. Great fishing lakes are also close by. Atlanta is the Elk capital of Michigan and there are thousands of acres of state land close by for hunting, riding and exploring. Come take a look at this very nice spot and let your ideas make it your own up north hideaway!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Atlanta Community SchoolsGrades PK-120.5 mi

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: No

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 240
  • Total interior livable area: 240 sqft

Property

Details

  • Parcel number: 00375000002000

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding

FEMA Declared Disasters in Montmorency County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $126$1,512
Home Insurance *$13$156
Property Taxes $36$432
Electricity $188$2,259
Total$363$4,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,445/yr
40% on housing$10,890/yr
45% on housing$9,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 49709$136
Montmorency County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 49709
Montmorency County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-10Listed for sale$34,000

For Sale by Agent

AgentJim Rose
BrokerageAero Real Estate

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