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3961 NW Country Lane, Bremerton, WA, 98312

4beds
3baths
2,792sqft
$615,000
$220price/sqft
$3,905/moest. monthly cost
$156,200/yrincome needed

About This Home

Discover flexible living in this spacious 4-bedroom, 3-bath home situated on a generous .28-acre property in Bremerton. The inviting living room features a cozy wood-burning fireplace and flows seamlessly into the dining area and kitchen, creating an ideal layout for everyday living and entertaining. A large family room provides additional gathering space, while the primary suite offers a comfortable seating area and en-suite bath. The lower level includes its own kitchen, living area, and a second wood-burning fireplace, offering excellent versatility for extended stays, gatherings, hobbies, or multi-functional use. Outdoors, enjoy a fully fenced yard designed for relaxation and recreation, complete with a deck and covered patio for year-round enjoyment. The attached 2-car garage provides added storage and convenience. Conveniently located just minutes from shopping, dining, parks, and access to Hwy-3 for an easier commute. The Bremerton Ferry Dock is approximately 15 minutes away, making travel to surrounding areas simple while still enjoying the comfort of a neighborhood setting.

Getting Around

10
WalkingCar-Dependent
23
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

7/10
6/10
Klahowya SecondaryGrades 6-123.6 mi
4/10

Construction

Condition

  • Property condition: Good
  • Year built: 1964

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Vinyl Plank,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Ductless,Wall Furnace,Electric,Wood
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,792
  • Total interior livable area: 2,792 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 08240120912005
  • Zoning: RR
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Second Kitchen,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Skylight(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Fruit Trees

Lot

  • Lot size: 0.28 Acres
  • Features: Paved,Secluded,Deck,Fenced-Fully

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$156$1,872
Property Taxes $450$5,400
Electricity $190$2,291
Total$3,905$46,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,885/yr
40% on housing$117,150/yr
45% on housing$104,133/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 98312$261
Kitsap County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 98312$274
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$645,000
2004-09-03Sold$222,500
2000-05-31Sold$164,500
1996-05-31Sold$129,800

For Sale by Agent

AgentAlan Johnson
BrokerageRedfin

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