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11941 Schold Road NW, Silverdale, WA, 98383

5beds
1baths
1,905sqft
$500,000
$262price/sqft
$2,824/moest. monthly cost
$112,960/yrincome needed

About This Home

Discover nearly four acres where historic charm meets natural beauty. A century-old farmhouse sits among gentle slopes, with a stream and Clear Creek walking trail on two sides. Mineral and water rights are included, enhancing the property’s value. Tenants currently reside in the home. Most value lies in the land itself—buyers to verify all details. Seize the opportunity to own a unique blend of history, nature, and future potential.

Getting Around

19
WalkingCar-Dependent
27
TransitSome Transit
50
BikeBikeable

Schools

5/10
10/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1898

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1989

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stove(s)/Range(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Dining Room
  • Flooring: Ceramic Tile,Hardwood,Laminate,Vinyl,Carpet
  • Number of fireplaces: 3
  • Fireplace features: Gas,Wood Burning,Main Level: 2,Upper Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Fireplace Insert,Electric,Natural Gas,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,905
  • Total interior livable area: 1,905 sqft

Kitchen Without Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 09250120082005
  • Zoning: RP
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Dining Room,Fireplace,Fireplace (Primary Bedroom)
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Partial Slope
  • Residential vegetation: Wooded

Lot

  • Lot size: 3.66 Acres
  • Features: Dead End Street,Value In Land,Patio

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$117$1,404
Property Taxes $30$360
Electricity $149$1,793
Total$2,824$33,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,822/yr
40% on housing$84,720/yr
45% on housing$75,306/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 98383$261
Kitsap County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 98383$295
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-29Listed for sale$500,000

For Sale by Agent

AgentJoseph Stone
BrokerageLPT Realty LLC

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