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12200 Seabeck Highway NW, Seabeck, WA, 98380

2beds
1baths
726sqft
$1,275,000
$1,756price/sqft
$8,144/moest. monthly cost
$325,760/yrincome needed

About This Home

185 Feet of Low bank waterfront on Hood Canal with deeded beach. Majestic views across the Canal to the Olympic Mtns. from a large deck at the waters edge. Fully remodeled cabin a few years ago. Large lot with room to build new, add on to cabin, add a garage with apartment, ADU or ? New siding, mini split, on demand gas H/W, plumbing. electric, landscaping & 3 Bed Oscar Septic. Located 1/2 way between Seabeck and Lone Rock. Waterfront of this length is hard or impossible to find in the sought after Seabeck area. Shopping, restaurants and more is a short drive away in Silverdale. Close to Bremerton, Seattle Ferry and Hwy 16 to Tacoma or north to the Olympic Peninsula and all outdoor activities imaginable.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
6/10
Klahowya SecondaryGrades 6-122.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1945

Materials

  • Roof: Composition
  • Construction materials: Cement/Concrete,Wood Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: On Demand - Gas,Water Heater Location: Rear of House

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Window features: Skylight(s)
  • Flooring: Vinyl Plank,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Electric,Propane
  • Cooling features: Ductless

Interior Area

  • Total structure area: 726
  • Total interior livable area: 726 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 16250140571004
  • Zoning: RP
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Fireplace,Skylight(s),Water Heater
  • Has view: Yes
  • View description: Bay,Canal,Sound
  • Has water view: Yes
  • Water view: Bay,Canal,Sound
  • On waterfront: Yes
  • Waterfront features: Low Bank
  • Frontage length: Waterfront Ft: 185
  • Topography of land: Partial Slope
  • Residential vegetation: Brush,Fruit Trees,Garden Space

Lot

  • Lot size: 0.80 Acres
  • Features: Paved,Deck,High Speed Internet,Outbuildings,Patio

Parking

  • Parking features: Driveway,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Landslide
Coastal Flooding
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance *$351$4,212
Property Taxes $1,197$14,364
Electricity $149$1,793
Total$8,144$97,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$279,222/yr
40% on housing$244,320/yr
45% on housing$217,173/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,756This listing

vs Other Active Listings

Avg $/sqft

ZIP 98380$236
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98380$335
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-04Listed for sale$1,275,000
2005-01-24Sold$228,837

For Sale by Agent

AgentDonn T. Hughes
BrokerageOld Towne Realty

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