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4240 Highland Ave, Kansas City, MO, 64110

3beds
2baths
1,350sqft
$195,000
$144price/sqft
$1,507/moest. monthly cost
$60,280/yrincome needed

About This Home

recently updated modern home offers convenient one-level living just minutes from downtown Kansas City. Nestled between an open green space and a beloved local urban farm featuring seasonal CSA offerings and brick-fired pizza. The primary bedroom is tucked away on its own side of the house, offering added privacy and separation. Recent updates include fresh interior paint, newer HVAC, and new flooring in the kitchen and bathrooms. The functional layout offers comfortable living space and is set up for a stackable washer and dryer. Move-in ready and a great option for either an owner-occupant or investment property.

Getting Around

56
WalkingSomewhat Walkable
45
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

4/10
2/10
Central Middle SchoolGrades 7-81.8 mi
1/10
Central High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1913

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Property

Details

  • Parcel number: 30130312500000000

Lot

  • Lot size: 4,668 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$197$2,364
Property Taxes $183$2,196
Electricity $141$1,693
Total$1,507$18,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,668/yr
40% on housing$45,210/yr
45% on housing$40,186/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 64110$138
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64110$175
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$189,000
2026-07-16Price change$195,000
2026-06-24Price change$209,500
2026-05-18Listed for sale$219,000
2021-02-23Listing removed--
2020-04-09Listing removed$1,300
2020-03-30Listed for rent$1,300

For Sale by Agent

AgentDavid Riehle
Brokerage1st Class Real Estate KC

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