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5206 W Werner Road, Bremerton, WA, 98312

2beds
2baths
1,843sqft
$434,999
$236price/sqft
$2,808/moest. monthly cost
$112,320/yrincome needed

About This Home

Welcome home to this charming Northwest retreat where timeless character, privacy, and endless possibilities come together on nearly one-half acre in the heart of West Bremerton! Tucked behind mature evergreens, this inviting property offers the peaceful setting buyers crave while remaining just minutes from shopping, dining, schools, parks, Puget Sound Naval Shipyard, the Seattle ferry & major commuter routes.Step inside and discover a warm, welcoming living space filled with natural light, classic charm, and comfortable everyday living. The thoughtfully designed main level features two spacious bedrooms, a comfortable living room, dining area, functional kitchen, and generous storage. Downstairs, the daylight basement provides outstanding flexibility with additional finished living space, a separate exterior entrance, and room for a home office, recreation room, hobby area, workout space, guest quarters, or whatever best fits your lifestyle. Whether you're working from home, entertaining friends, or simply looking for extra room to spread out, this home offers options rarely found at this price point.Outside, the expansive lot is equally impressive. Enjoy room to garden, play, entertain, or simply relax surrounded by mature landscaping and towering evergreens that create a peaceful sense of privacy. Abundant off-street parking, RV parking, and 2 outbuildings provide exceptional storage, or workshop space!

Getting Around

28
WalkingCar-Dependent
28
TransitSome Transit
13
BikeSomewhat Bikeable

Schools

8/10
3/10
4/10
Bremerton High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1934

Materials

  • Foundation: Block,Poured Concrete
  • Roof: Composition
  • Construction materials: Metal/Vinyl,See Remarks

Notable Dates

  • Major remodel year: 1934

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Daylight

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Carpet

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,843
  • Total interior livable area: 1,843 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Lower

Other

  • Level: Lower

Property

Details

  • Parcel number: 21240120452005
  • Zoning: UL
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Water Heater
  • Topography of land: Level,Partial Slope,Terraces
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.44 Acres
  • Features: Paved,Secluded,Cable TV,Deck,Outbuildings,Patio,RV Parking
  • Lot size dimensions: 130 x 148

Parking

  • Total spaces: 5
  • Parking features: Driveway,Off Street,RV Parking
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$111$1,332
Property Taxes $349$4,188
Electricity $149$1,793
Total$2,808$33,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,274/yr
40% on housing$84,240/yr
45% on housing$74,880/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 98312$262
Kitsap County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 98312$274
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$429,999
2026-07-25Listed for sale$434,999
2021-10-14Sold$350,000

For Sale by Agent

AgentVallery C. Frink
BrokerageThink Frink Home Team

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