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3706 W Arsenal, Bremerton, WA, 98312

2beds
1baths
900sqft
$414,777
$461price/sqft
$2,730/moest. monthly cost
$109,200/yrincome needed

About This Home

A wonderfully welcoming home filled with natural light and an uplifting sense of comfort. The layout offers two well-proportioned bedrooms, a thoughtfully finished bathroom, and an open living area that immediately feels inviting. The kitchen provides abundant cabinetry, excellent storage, and includes all appliances for a truly move-in-ready experience. In addition to the main living areas, the property includes a finished studio space above the garage with its own full bathroom & separate entrance. This flexible area offers a variety of potential uses such as a hobby room, home office, guest space, or creative studio—allowing buyers to tailor it to their needs. Outdoors, the property becomes an even greater delight — a versatile setting ideal for the avid gardener, the enthusiastic entertainer, or anyone who enjoys outdoor dining and summer barbecues. With room to personalize and create your own retreat, the yard offers endless possibilities for relaxation and enjoyment.

Getting Around

46
WalkingCar-Dependent
28
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

3/10
West Hills STEM AcademyGrades PK-50.3 mi
3/10
4/10
Bremerton High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1942

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Cement Plank

Notable Dates

  • Major remodel year: 1942

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove(s)/Range(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Kitchen Closet

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Dining Room
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Wall Furnace,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 22240120202003
  • Zoning: UL
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dining Room,Fireplace,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Brush,Garden Space

Lot

  • Lot size: 0.43 Acres
  • Features: Dead End Street,Cable TV,Deck,Fenced-Fully,High Speed Internet,Outbuildings,RV Parking

Parking

  • Total spaces: 1
  • Parking features: Driveway,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,097$25,164
Home Insurance *$105$1,260
Property Taxes $379$4,548
Electricity $149$1,793
Total$2,730$32,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,600/yr
40% on housing$81,900/yr
45% on housing$72,800/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 98312$262
Kitsap County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 98312$274
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$410,777
2026-06-12Listed for sale$414,777
2024-08-14Sold$360,000
2024-07-19Pending sale$349,900
2024-07-13Listed for sale$349,900
2019-08-15Sold$235,000
2019-07-14Pending sale$229,900
2019-07-11Listed for sale$229,900
2017-02-16Sold$164,000
2017-01-16Pending sale$159,000
2016-08-21Price change$159,000
2016-06-21Price change$169,000
2016-06-08Listed for sale$179,000
2015-12-05Listing removed$950
2015-11-21Listed for rent$950
2013-01-30Listing removed$895
2012-12-22Listed for rent$895

For Sale by Agent

AgentJames J Bergstrom
BrokerageParamount Real Estate Group

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