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3723 Locust St, Kansas City, MO, 64109

--beds
4baths
--sqft
$595,000
--price/sqft
$4,350/moest. monthly cost
$174,000/yrincome needed

About This Home

Charming and stately Central Hyde Park duplex situated on a generously sized lot. Each spacious unit features three bedrooms, two full baths, gleaming hardwood floors throughout, oversized living and dining spaces, large kitchens, wood-burning fireplaces, inviting sunrooms, covered porches, and private garages. Pride of ownership is evident throughout, with numerous updates to the property's mechanical systems. Current rents are below market, offering an excellent opportunity for future income growth. Nestled on a picturesque, tree-lined street surrounded by grand turn-of-the-century homes, this property is just a short stroll to the park and minutes from Kansas City's renowned cultural attractions, restaurants, shopping, and entertainment. This is a rare opportunity to own a classic Hyde Park investment property in one of the city's most sought-after historic neighborhoods.

Getting Around

71
WalkingVery Walkable
55
TransitGood Transit
63
BikeBikeable

Schools

2/10
Central Middle SchoolGrades 7-82.2 mi
1/10
Central High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1912

Materials

  • Roof: Composition
  • Construction materials: Brick/Mortar,Stucco & Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Refrigerator,Built-In Oven,Washer,Water Heater
  • Laundry features: Inside

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bathrooms: 4

Features

  • Storage,Common Entry
  • Window features: Storm Window(s)

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Property

Details

  • Parcel number: 30210111400000000

Features

  • Patio & porch: Porch
  • Exterior features: Balcony,Private Entrance

Lot

  • Lot size: 0.29 Acres

Parking

  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$641$7,692
Property Taxes $560$6,720
Electricity $141$1,693
Total$4,350$52,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,142/yr
40% on housing$130,500/yr
45% on housing$116,000/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 64109$181
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64109$104
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$595,000
2018-02-22Listing removed$1,295
2018-02-08Listed for rent$1,295

For Sale by Agent

AgentJoseph Pinter
BrokerageRealty ONE Group Metro Home Pros

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