31 Bancroft Ave, Colonial Beach, VA, 22443
About This Home
31 Bancroft Ave — HISTORIC CHARM MEETS RIVER LIVING Step into the timeless character of this circa‑1890 Colonial Beach classic, beautifully refreshed for today’s lifestyle. Located on a spacious corner lot just moments from the Potomac River, this expansive 6‑bedroom, 4‑bath home blends historic charm with thoughtful modern updates—offering the best of both worlds in one of Virginia’s most beloved waterfront towns. 🏡 Updated With Style and Comfort & FULLY FURNISHED Inside, the home has been recently updated with neutral colors, fresh flooring, and modern finishes, creating a bright, cohesive backdrop ready for any décor style. The generous layout provides room for everyone, whether you’re hosting, working from home, or simply spreading out. • Six large bedrooms with flexible use options • Four full baths, including updated fixtures and finishes • Custom dog‑washing station, a rare and practical luxury for pet lovers • Abundant storage, perfect for seasonal items, hobbies, and gear • Enclosed front porch, ideal for relaxing, reading, or enjoying the neighborhood’s easygoing pace EMBRACE THE POTOMAC RIVER LIFESTYLE Colonial Beach is famous for its Potomac River shoreline, sandy beaches, and breathtaking sunsets. From boating and fishing to waterfront dining and long walks along the boardwalk, river life here is both peaceful and invigorating. A HISTORIC TOWN WITH A HEART As one of Virginia’s treasured small towns, Colonial Beach offers a unique blend of history, charm, and community spirit. Enjoy local shops, restaurants, art spaces, and year‑round events—all accessible by golf cart, the town’s favorite way to get around. Investment opportunity: Airbnb READY fully furnished from linens to forks..
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Crawl Space
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Art Deco
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Cooktop,Refrigerator,Ice Maker,Disposal,Washer,Dryer,Water Heater,Electric Water Heater
- Laundry features: Has Laundry,Main Level
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Attic,Bathroom - Stall Shower,Bathroom - Walk-In Shower,Breakfast Area,Built-in Features,Entry Level Bedroom,Family Room Off Kitchen,Primary Bath(s),Upgraded Countertops
- Flooring: Carpet
- Finished area below ground: 0
- Finished area above ground: 2,744
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,955
- Total interior livable area: 2,744 sqft
Other
- Features: Attic - Walk-Up
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 3A2 2 72 9B
- Zoning: R
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Enclosed
- Exterior features: Sidewalks
- Fencing: Chain Link
- Has view: Yes
- View description: Street
- Waterfront features: River,Fishing Allowed,Boat - Powered,Canoe/Kayak,Personal Watercraft (PWC),Public Access,Beach Access,Swimming Allowed
- Waterbody name: Potomac River
Lot
- Lot size: 0.18 sqft
Parking
- Total spaces: 4
- Parking features: Gravel,Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $158 | $1,896 |
| Property Taxes | $138 | $1,656 |
| Electricity | $264 | $3,171 |
| Total | $2,683 | $32,196 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $439,900 |
| 2026-04-17 | Price change | $449,900 |
| 2026-03-27 | Listed for sale | $479,900 |
| 2025-09-04 | Sold | $280,000 |
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