321 3rd St, Colonial Beach, VA, 22443
About This Home
If you’ve been searching for an affordable home near the water that doesn’t need a full renovation the second you move in, this is the one. Located in the golf cart community of Classic Shores, this fully updated 3-bedroom, 2-bath home offers the perfect mix of modern updates, functional space, and laid-back Colonial Beach living. Inside, you’ll find fresh paint, new flooring, and brand-new stainless steel appliances, giving the home a clean, updated feel from the moment you walk through the door. The open living and dining spaces flow easily into the kitchen, creating a comfortable layout that feels bright, welcoming, and easy to live in. The sought-after main-level primary suite features a large walk-in closet and private bath, while upstairs offers two additional bedrooms with walk-in closets connected by a Jack-and-Jill bathroom. Out back, the oversized deck with built-in bench seating is ready for cookouts, quiet mornings, or evenings spent with friends. The partially fenced yard and charming cottage-style shed add even more functionality and outdoor space. And the location? Exactly why people love Colonial Beach. Hop on your golf cart and head to the beaches, boardwalk, coffee shops, restaurants, boutiques, and waterfront events just minutes away. With major cosmetic updates already done, this home is ideal for anyone looking for a low-stress move into homeownership, a weekend getaway, or an easy-to-maintain second home near the river.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2024
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,470
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,470
- Total interior livable area: 1,470 sqft
Primary Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 3A3 135C 12A
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 5,662 sqft
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $130 | $1,560 |
| Property Taxes | $113 | $1,356 |
| Electricity | $202 | $2,433 |
| Total | $2,189 | $26,268 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Listed for sale | $345,000 |
| 2025-05-02 | Listing removed | $335,000 |
| 2025-04-22 | Price change | $335,000 |
| 2025-01-02 | Listed for sale | $345,000 |
| 2024-11-11 | Listing removed | $345,000 |
| 2024-11-01 | Contingent | $345,000 |
| 2024-10-10 | Listed for sale | $345,000 |
View on Zillow