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217 Locust Ave, Colonial Beach, VA, 22443

2beds
1baths
1,313sqft
$249,900
$190price/sqft
$1,641/moest. monthly cost
$65,640/yrincome needed

About This Home

Step into your own private retreat as you enter this beautifully renovated cottage. Gleaming new floors and thoughtfully chosen paint colors create a warm, inviting atmosphere perfect for any occasion. The spacious backyard and side deck offer the ideal setting for lingering summer evenings and crisp spring mornings. Upstairs, the bright and airy attic fills with soft natural light at both dawn and dusk, adding to the home’s charm. Outside, the whimsical light‑blue exterior paired with a cheerful yellow front door sets the tone for the creativity and inspiration found throughout. This lovingly maintained property invites you to imagine endless possibilities in a truly enchanting space.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Cooktop,Washer,Water Heater,Dryer,Electric Water Heater
  • Laundry features: Laundry Room

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Combination Kitchen/Living,Entry Level Bedroom
  • Finished area below ground: 0
  • Finished area above ground: 1,313

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,313
  • Total interior livable area: 1,313 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Features: Attic - Finished
  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3A4 3 11 42
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$94$1,128
Property Taxes $82$984
Electricity $202$2,433
Total$1,641$19,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,262/yr
40% on housing$49,230/yr
45% on housing$43,760/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 22443$181
Westmoreland County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 22443
Westmoreland County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$249,900
2026-03-17Listed for sale$269,900
2026-01-01Listing removed$300,000
2025-07-10Price change$300,000
2025-06-17Price change$299,999
2025-06-11Listed for sale$310,000
2022-03-22Sold$255,000
2022-02-22Pending sale$255,000
2022-02-22Contingent$255,000
2022-02-17Listed for sale$255,000
2021-12-02Sold$150,000

For Sale by Agent

AgentJon Snow
BrokerageUnited Real Estate Premier

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