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58 Longfield Rd, Colonial Beach, VA, 22443

2beds
1baths
753sqft
$259,900
$345price/sqft
$1,762/moest. monthly cost
$70,480/yrincome needed

About This Home

IMMEDIATE OCCUPANCY AND TURN KEY READY! This 2 bedroom Cottage has been completely renovated, freshly painted, new flooring, both bedroom have baseboard heating with its own temperature control in addition to central heating. New appliances in the kitchen, new window coverings, new doors. It is an absolutely adorable first home or investment rental property. This property in sitting on approximately 1/3 acre. Thr property also features a cellar.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Montross Middle SchoolGrades 6-816.0 mi
4/10

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven/Range - Electric,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookups Only

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Screens
  • Finished area below ground: 0
  • Finished area above ground: 753

Heating & Cooling

  • Heating features: Baseboard,Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 753
  • Total interior livable area: 753 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 9 42B
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.39 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Drought
Hurricane
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$98$1,176
Property Taxes $148$1,776
Electricity $202$2,433
Total$1,762$21,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,411/yr
40% on housing$52,860/yr
45% on housing$46,986/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 22443$181
Westmoreland County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 22443
Westmoreland County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$225,000
2026-07-15Listed for sale$259,900
2019-05-24Sold$65,000
2016-01-20Sold$37,000
2015-09-23Sold$72,155

For Sale by Agent

AgentMargaret Antosz
BrokerageColdwell Banker Elite

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