See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3640 Campbell St, Kansas City, MO, 64109

5beds
5baths
4,080sqft
$695,000
$170price/sqft
$5,228/moest. monthly cost
$209,120/yrincome needed

About This Home

$15,000 BUYER INCENTIVES. SEE LISTING AGENT FOR DETAILS.. With a true center hall floor plan, this home was built with two additional living spaces: a family room and a solarium, in addition to the gracious formal living room. And 4.5 new baths, each adjoining a bedroom, add to this house's eminently practical liveability. Richly appointed architectural details are everywhere: From the vestibule entry there is abundant natural woodwork throughout the house. Pocket doors, beveled glass windows and glass bookshelves flanking the living room fireplace, full beveled leaded glass French doors opening to the wrap-around porch, and newly refinished, gleaming hardwood floors throughout. The attic of the garage has a hideaway room perfect for home office, studio, or play space for kids. (Has electricity, but no water). The lot is wooded, with ground cover and ivy for grass. The Southern Magnolias offer shade and seclusion for a lazy afternoon of reverie in the porch swing high above the terraced, ivied front yard. From the granite/stainless kitchen, new timberline roof ( 2023) new fascia and warranted gutters (2023), new exterior and interior paint,the house has had a thorough revamping for maximum aesthetic value and functionality. Sell has tax value reduced to 250000 Owner/Agent

Getting Around

68
WalkingSomewhat Walkable
51
TransitGood Transit
66
BikeBikeable

Schools

2/10
Central Middle SchoolGrades 7-81.9 mi
1/10
Central High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1913

Materials

  • Roof: Composition
  • Construction materials: Frame,Shingle Siding,Stone Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Closet,Off The Kitchen

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Up Access

Bedroom1

  • Features: Fireplace,Wood Floor
  • Level: Second

Bedroom2

  • Features: Wood Floor
  • Level: Second

Bedroom3

  • Features: Wood Floor
  • Level: Second

Bedroom4

  • Features: Wood Floor
  • Level: Third

Bedroom5

  • Features: Wood Floor
  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: First

Family Room

  • Features: Wood Floor
  • Level: First

Features

  • Ceiling Fan(s),Custom Cabinets,Pantry,Stained Cabinets
  • Window features: Storm Window(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,080

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,080
  • Total interior livable area: 4,080 sqft

Kitchen

  • Features: Wood Floor
  • Level: First

Living Room

  • Features: Fireplace,Wood Floor
  • Level: First

Sun Room

  • Features: Ceramic Tiles
  • Level: Second

Property

Details

  • Parcel number: 30210142400000000
  • Exclusions: Fp/Chimney(S)

Features

  • Patio & porch: Patio,Porch
  • Exterior features: Sat Dish Allowed

Lot

  • Lot size: 0.25 Acres
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$749$8,988
Property Taxes $654$7,848
Electricity $311$3,738
Total$5,228$62,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,245/yr
40% on housing$156,840/yr
45% on housing$139,413/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 64109$185
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64109$104
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$690,000
2026-08-04Price change$695,000
2026-07-24Price change$700,000
2026-06-25Price change$725,000
2026-06-14Listed for sale$750,000
2023-01-18Sold--
2008-01-17Listing removed$339,900
2007-12-11Listed for sale$339,900

For Sale by Agent

AgentJohn Gregory
BrokerageRealty ONE Group Metro Home Pros

Similar Homes