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7195 High School Road NE, Bainbridge Island, WA, 98110

4beds
4baths
3,442sqft
$4,200,000
$1,220price/sqft
$24,773/moest. monthly cost
$990,920/yrincome needed

About This Home

Once in a lifetime property with rolling pastures, artisan inspired home and legal ADU. 4 stall barn with outdoor arena, fenced and cross fenced acreage. Green house with water and power plus a chicken chateau.

Getting Around

10
WalkingCar-Dependent
12
TransitMinimal Transit
20
BikeSomewhat Bikeable

Schools

9/10
Woodward Middle SchoolGrades 7-81.4 mi
10/10
Bainbridge High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1978

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1978

Other

  • Builder name: Andy Mueller

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Closet

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Main Level: 2,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,442
  • Total interior livable area: 3,442 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Other

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 28250220022007
  • Zoning description: Jurisdiction: City
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Pantry,Sprinkler System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wine/Beverage Refrigerator,Wired for Generator
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Topography of land: Level,Partial Slope,Rolling,Sloped
  • Residential vegetation: Fruit Trees,Garden Space,Pasture

Lot

  • Lot size: 4.68 Acres
  • Features: Arena-Outdoor,Barn,Cable TV,Deck,Fenced-Partially,Gated Entry,Green House,High Speed Internet,Outbuildings,Outdoor Fireplace,Patio,Propane,RV Parking,Shop,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,237$254,844
Home Insurance *$781$9,372
Property Taxes $2,520$30,240
Electricity $235$2,825
Total$24,773$297,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$849,360/yr
40% on housing$743,190/yr
45% on housing$660,613/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,220This listing

vs Other Active Listings

Avg $/sqft

ZIP 98110$512
Kitsap County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 98110$545
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$3,250,000
2003-05-30Sold$570,000

For Sale by Agent

AgentDebra Nitsche
BrokerageWindermere RE Bainbridge

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