See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

387 Smoak Bridge Cir, Warwick, GA, 31796

3beds
4baths
2,372sqft
$925,000
$390price/sqft
$6,906/moest. monthly cost
$276,240/yrincome needed

About This Home

Fully furnished with all new high-end furniture and decor! Includes everything all the way down to the silverware. This is the ultimate lake house! Beautiful home with high beamed ceilings on great water features fantastic kitchen with huge center island, supreme built in sound system, alarm system, heart pine floors, two full bathrooms in master suite, all appliances including new washer and dryer, new icemaker, wine cooler, three screened porches, large gun safe, small artesian well pond, outbuilding with bathroom and separate screened porch, and a very nice dock with two boat stalls with remote control lifts. This home has it all! Will not last long! One of the closest homes on the lake to Albany. Must see in person to truly appreciate it! Call agent for a showing.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
5/10
4/10
Worth County High SchoolGrades 9-1220.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Beamed Ceilings,Bookcases,High Ceilings,Master On Main Level,Wet Bar
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,372

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,372
  • Total interior livable area: 2,372 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Walk-in Pantry

Property

Details

  • Parcel number: LK070015

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Screened
  • Exterior features: Dock,Sprinkler System
  • Fencing: Back Yard,Chain Link,Front Yard
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Privileges
  • Waterbody name: Lake Blackshear
  • Frontage type: Lakefront
  • Frontage length: Waterfront Footage: 85
  • Residential vegetation: Grassed

Lot

  • Lot size: 0.52 Acres
  • Features: Sloped

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Drought
Lightning
Tornado
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$262$3,144
Property Taxes $1,737$20,844
Electricity $230$2,765
Total$6,906$82,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,777/yr
40% on housing$207,180/yr
45% on housing$184,160/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.3%
2.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 31796$161
Worth County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 31796$275
Worth County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$925,000
2026-07-13Pending sale$925,000
2026-07-02Listed for sale$925,000
2025-07-18Sold$810,000
2025-06-03Listed for sale$835,000
2023-07-07Sold$710,000
2023-04-05Listed for sale$739,000
2019-09-26Sold$525,000
2019-08-01Price change$575,000
2019-06-03Price change$599,900
2019-05-03Price change$630,000
2018-10-15Listed for sale$650,000
2005-03-18Sold$170,000

For Sale by Agent

AgentJoel H Owens
BrokerageLandBridge Realty

Similar Homes