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3921 Central St, Kansas City, MO, 64111

2beds
2baths
1,976sqft
$265,000
$134price/sqft
$1,968/moest. monthly cost
$78,720/yrincome needed

About This Home

RECENTLY UPDATED + FULLY FURNISHED & FENCED CRAFTSMAN STYLE BUNGALOW. Warm white oak hardwoods run through a bright, open living, dining, and kitchen that was made for hosting. The kitchen brings in rich hickory cabinets, granite countertops, stainless appliances, and a gas range. Two comfortable bedrooms sit down the hall, along with a full bath. The full daylight basement provides a great flex space perfect for a rec room, home office or gym. In the basement, you'll find the half bath, a kitchenette, and laundry that's conveniently located just off the mud room. From the mud room, step out back to a fully fenced brick-paver patio and yard tucked under mature shade trees. It is your private spot for morning coffee, weekend grilling, or string-light evenings, a rare find this close to the action. And that action? Located on a quiet street just one block off the buzz of Westport, so you can walk to restaurants, nightlife, coffee shops, shopping, entertainment, and the KC Streetcar, then retreat home to peace and quiet. This is walk-to-everything-but-sleep-like-a-baby living. Recently renovated and upgraded from top to bottom with the big-ticket items handled, this is a truly turnkey home in one of Kansas City's most walkable pockets.

Getting Around

95
WalkingWalker's Paradise
56
TransitGood Transit
77
BikeVery Bikeable

Schools

2/10
Central Middle SchoolGrades 7-82.7 mi
1/10
Central High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Refrigerator,Gas Range,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Interior Entry,Stone/Rock

Bathroom1

  • Level: Basement

Bathroom2

  • Level: First

Bedroom2

  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 99

Features

  • Ceiling Fan(s),Pantry,Smart Thermostat,Stained Cabinets
  • Window features: Window Coverings,Storm Window(s),Wood Frames
  • Flooring: Carpet,Wood
  • Finished area below ground: 848
  • Finished area above ground: 1,128

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 1,976 sqft

Kitchen

  • Level: First
  • Area: 130

Living Room

  • Level: First
  • Area: 234

Master Bedroom

  • Level: First
  • Area: 130

Recreation Room

  • Level: Basement
  • Area: 195

Property

Details

  • Parcel number: 30230081000000000

Features

  • Patio & porch: Patio,Porch
  • Fencing: Privacy,Wood

Lot

  • Lot size: 3,065 sqft
  • Features: City Lot,Level
  • Lot size dimensions: 25 x 122

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$230$2,760
Property Taxes $249$2,988
Electricity $150$1,810
Total$1,968$23,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,474/yr
40% on housing$59,040/yr
45% on housing$52,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 64111$356
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64111$172
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$265,000
2025-03-14Sold--
2025-02-20Pending sale$189,500
2025-02-17Price change$189,500
2025-02-14Price change$194,700
2025-02-02Price change$199,700
2025-01-30Price change$214,900
2025-01-24Listed for sale$219,900
2022-06-18Listing removed--
2022-06-14Price change$245,500
2022-06-09Listed for sale$249,500
2022-05-27Listing removed--
2022-05-26Price change$1,495
2022-05-12Price change$1,550
2022-05-05Price change$1,595
2022-05-03Price change$1,725
2022-04-22Listed for rent$1,795
2020-07-09Listing removed$1,495
2020-07-07Price change$1,495
2020-06-24Listed for rent$1,600
2016-02-28Listing removed$1,200
2016-02-25Listed for rent$1,200
2014-04-08Listing removed$1,100
2014-02-21Listed for rent$1,100
2014-02-07Sold--
2014-01-09Pending sale$67,500

For Sale by Agent

AgentJana Jeffery
BrokerageEXP Realty LLC

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