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6512 SE Garfield Street, Pt Orchard, WA, 98366

3beds
1baths
1,216sqft
$273,000
$225price/sqft
$1,783/moest. monthly cost
$71,320/yrincome needed

About This Home

You've found it! The "vacant land" you've always known was out there! The home has it's issues, but the land is stunning! 4.38 acres of woods, level buildable spaces, septic, well and power all in place. Gas and public water are available. Come and rehab or build your dream home minutes from all of the amenities Port Orchard has to offer! Be early on the town's revitalization and snag this property while you can still find such amazing space, on a peaceful road with space to explore, expand and grow. Need a shop? There is over 700 square feet of usable space, heated, 220 power, ready for your hobbies. Bright, sunny yard is ready for your gardens, berries abound, or clear them and create space for an ADU, animals, games, who knows where the possibilities could take you. This property won't last, make sure you come see it today! Ask your agent for the demolition quote. It's less than you think!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
7/10
South Kitsap High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: See Remarks
  • Construction materials: Metal/Vinyl

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manuf-Single Wide
  • Property subType: Manufactured Home,Manufactured On Land

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 33240220412004
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Fireplace
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope,Steep Slope
  • Residential vegetation: Brush,Garden Space,Wooded

Lot

  • Lot size: 4.38 Acres
  • Features: Paved,Value In Land,Deck,Outbuildings,Shop

Parking

  • Total spaces: 4
  • Parking features: Detached Carport,Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 4
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,380$16,560
Home Insurance *$68$816
Property Taxes $186$2,232
Electricity $149$1,793
Total$1,783$21,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,131/yr
40% on housing$53,490/yr
45% on housing$47,546/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 98366$234
Kitsap County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 98366$306
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$273,000

For Sale by Agent

AgentRebecca Johnson
BrokerageWindermere RE West Sound Inc

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