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205 Surrey Ln, Overbrook, KS, 66524

4beds
3baths
2,052sqft
$380,000
$185price/sqft
$3,407/moest. monthly cost
$136,280/yrincome needed

About This Home

This 4-bedroom, 3-bath ranch home has it all! Situated on the edge of town, this property offers the perfect combination of space and convenience. It includes Lots 9 and 11 for a total of nearly one acre. The home features two primary suites, one on the main level and one in the finished basement, each with its own full bathroom. This gives the new homeowner the flexibility to decide which space works best for them. The main-level suite was remodeled in 2020, and the basement suite was added in 2022 during the basement renovation. The bright, updated kitchen offers ample cabinet and countertop space, along with stainless steel appliances. Large rooms, spacious bathrooms, and a second family room in the basement provide plenty of room for family, guests, work, or recreation. Recent mechanical updates include a newer A/C unit and water heater. The siding, windows, and roof were updated in 2018, along with the addition of a new front porch. The 30x60 outbuilding with concrete floors and the additional 16x16 barn provide exceptional space for equipment, projects, or extra storage. Schedule your showing today!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
5/10
3/10

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Main Level,Separate Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Finished

Bedroom2

  • Level: Main
  • Area: 140.8
  • Dimensions: 11x12.8

Bedroom3

  • Level: Main
  • Area: 91
  • Dimensions: 10x9.10

Bedroom4

  • Level: Main
  • Area: 91
  • Dimensions: 10x9.10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Sheetrock
  • Flooring: Hardwood,Carpet
  • Finished area below ground: 996
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,052
  • Total interior livable area: 2,052 sqft

Laundry

  • Level: Main

Master Bedroom

  • Level: Basement
  • Area: 146.3
  • Dimensions: 13.3x11

Property

Details

  • Parcel number: R5059
  • Special condition: Standard

Features

  • Patio & porch: Patio

Lot

  • Lot size: 0.91 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Extra Parking
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Tornado
Drought
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$706$8,472
Property Taxes $617$7,404
Electricity $163$1,966
Total$3,407$40,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,811/yr
40% on housing$102,210/yr
45% on housing$90,853/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 66524$365
Osage County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 66524$111
Osage County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Price change$380,000
2026-06-10Listed for sale$400,000
2013-12-08Sold--

For Sale by Agent

AgentJonnie Voiers
BrokerageKirk & Cobb, Inc.

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