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507 E Main St, Scottsville, KY, 42164

4beds
3baths
2,380sqft
$249,000
$105price/sqft
$1,803/moest. monthly cost
$72,120/yrincome needed

About This Home

This is a Beautifully remodeled Historic Home in Downtown Scottsville. The home has 4 Oversized bedrooms 3 full bathrooms, all new or renewed flooring, new stainless steel appliances, New Cabinets, New Paint, all the original woodwork has been refinished. It has a new HVAC system, Granite counter top, new light fixtures through out, new ceiling fans, Replacement windows, New bathroom fixtures and a new rear deck. This is a large tastefully The roof is approximately 3 yrs. old. This is a large tastefully remodeled home within a short walk of all favored amenities and there is very little lawn to maintain. This would make a fantastic Air B&B or bed and Breakfast. They just don't build houses like this anymore, so" Don't Miss This One".

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 1940

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Dimensional,Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Range Hood,Refrigerator,Smooth Top Range,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 500

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Interior Entry,Exterior Entry,Walk-Out Access

Bathroom

  • Features: Double Vanity,Tub/Shower Combo

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Bookshelves,Ceiling Fan(s),Chandelier,Closet Light(s),Split Bedroom Floor Plan,Walk-In Closet(s),Walls (Plaster),Eat-in Kitchen,Formal Dining Room
  • Window features: Replacement Windows,Thermo Pane Windows,Tilt
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: 1,Gas,Gas Log-Natural,Ventless
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Heat Pump,Electric,Gas,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,380
  • Total interior livable area: 2,380 sqft

Kitchen

  • Features: Granite Counters,Bar

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 4243

Features

  • Levels: One and One Half
  • Patio & porch: Covered Front Porch,Deck,Porch
  • Exterior features: Concrete Walks,Lighting,Garden,Outdoor Lighting
  • Fencing: None
  • Has view: Yes
  • View description: Commercial View
  • Waterbody name: None

Lot

  • Lot size: 0.25 Acres
  • Features: Level,City Lot

Parking

  • Parking features: Attached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Ice Storm
Lightning
Winter Weather
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$179$2,148
Property Taxes $178$2,136
Electricity $187$2,255
Total$1,803$21,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,817/yr
40% on housing$54,090/yr
45% on housing$48,080/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 42164$149
Allen County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 42164$170
Allen County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-30Listed for sale$299,000
2025-07-14Listing removed$329,000
2025-05-16Listed for sale$329,000
2024-07-02Listing removed$299,900
2024-06-07Price change$299,900
2024-04-01Listed for sale$319,000
2006-10-06Sold$225,000

For Sale by Agent

AgentJoe W Costello
BrokerageMills Real Estate & Auction

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