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408 Doc Lonas Rd, Scottsville, KY, 42164

4beds
2baths
1,638sqft
$250,000
$153price/sqft
$1,718/moest. monthly cost
$68,720/yrincome needed

About This Home

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
5/10

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country,Farm House,Log Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Self Cleaning Oven,Dryer,Washer,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 1014

Basement

  • Has basement: Yes
  • Basement: Daylight

Bathroom

  • Features: Double Vanity,Tub,Tub/Shower Combo

Bedroom2

  • Level: Upper
  • Area: 156

Bedroom3

  • Level: Upper
  • Area: 156

Bedroom4

  • Level: Main
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • None,Walls (Log),Country Kitchen
  • Window features: Wood Frames
  • Flooring: Carpet,Hardwood
  • Fireplace features: Propane,Vented,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Electric,Wood
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,638
  • Total interior livable area: 1,638 sqft

Kitchen

  • Features: Eat-in Kitchen

Master Bathroom

  • Level: Upper
  • Area: 108

Master Bedroom

  • Level: Upper
  • Area: 240

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 685A
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Patio & porch: Covered Front Porch,Deck
  • Exterior features: Mature Trees
  • Fencing: None

Lot

  • Lot size: 1.14 Acres
  • Features: Wooded,County,Farm

Parking

  • Total spaces: 2
  • Parking features: Basement
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$179$2,148
Property Taxes $121$1,452
Electricity $154$1,850
Total$1,718$20,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,902/yr
40% on housing$51,540/yr
45% on housing$45,813/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 42164$149
Allen County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 42164$170
Allen County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$320,000
2025-12-16Listed for sale$325,000
2006-06-01Sold$117,000

For Sale by Agent

AgentGreg Dunn
BrokerageCrye-Leike Executive Realty

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