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27 Red Horse Ave, Scottsville, KY, 42164

3beds
1baths
1,008sqft
$199,900
$198price/sqft
$1,462/moest. monthly cost
$58,480/yrincome needed

About This Home

Charming and affordable lake-area retreat on Barren River! Priced under $200K, this 3 bedroom, 1 bath home offers a great opportunity for a full-time residence, weekend getaway, or investment property. Enjoy relaxing mornings on the covered front porch and take in the peaceful surroundings. Situated on a 0.35-acre lot in Allen County, this property provides just the right amount of space with easy access to the lake. Don’t miss your chance to own a slice of Barren River living at an unbeatable price!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2003

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom

  • Features: None

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • None,Walls (Dry Wall),Eat-in Kitchen
  • Door features: Insulated Doors
  • Flooring: Carpet,Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom

Details

  • Parcel number: 0

Features

  • Patio & porch: Covered Front Porch
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Public Lake,Lake
  • Waterbody name: Barren River Lake

Lot

  • Lot size: 0.35 Acres
  • Features: County

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$143$1,716
Property Taxes $155$1,860
Electricity $154$1,850
Total$1,462$17,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,125/yr
40% on housing$43,860/yr
45% on housing$38,986/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 42164$149
Allen County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 42164$170
Allen County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$199,900
2025-10-30Listing removed$900
2025-10-27Listed for rent$900
2025-01-24Listing removed$795
2025-01-20Listed for rent$795
2019-10-02Listing removed$600
2019-09-27Listed for rent$600
2018-06-26Listing removed$625
2018-06-19Listed for rent$625
2010-08-11Sold$38,000
2008-02-07Sold$67,000

For Sale by Agent

AgentAsher Sullivan
BrokerageColdwell Banker Legacy Group

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