318 Harding St, Danville, KY, 40422
About This Home
Built in 1936, updated in 2025. 318 Harding Street is a five-unit apartment building right off West Lexington Avenue in Danville, under a mile from downtown. Each unit is a one-bedroom, one-bath. All five are occupied. The 2025 work covered the things that usually cost a new owner money in year one: new dimensional shingle roof, new vinyl siding with new gutters and soffits, new flooring, porcelain countertops, updated tile, and fresh paint inside and out. The utility split is already sorted. Electric is separately metered to each unit. The owner covers water, sewer, trash and one shared electric meter. Off-street parking at the rear, on a fifth of an acre. It sells fully occupied, so the buyer takes the building with the tenants and their terms as they stand. Close to everything downtown Danville has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1936
Materials
- Roof: Dimensional Style
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Electric,Heat Pump
Interior Area
- Total structure area: 3,872
- Total interior livable area: 3,872 sqft
Property
Details
- Parcel number: D01005023
- Zoning: Other
- Zoning description: RM2 - Low Density
- Special condition: Standard
Lot
- Lot size: 9,138 sqft
Parking
- Parking features: On Site,Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Hail
- Lightning
- Winter Weather
- Cold Wave
- Earthquake
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,465 | $17,580 |
| Home Insurance * | $209 | $2,508 |
| Property Taxes | $119 | $1,428 |
| Electricity | $305 | $3,669 |
| Total | $2,098 | $25,176 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $289,900 |
| 2026-07-01 | Listing removed | $295,000 |
| 2026-06-02 | Price change | $295,000 |
| 2026-01-24 | Price change | $305,000 |
| 2025-12-31 | Price change | $325,000 |
| 2025-09-05 | Listed for sale | $340,000 |
| 2025-03-06 | Sold | $80,000 |
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