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1220 W Walnut St, Danville, KY, 40422

2beds
1baths
930sqft
$146,900
$158price/sqft
$1,063/moest. monthly cost
$42,520/yrincome needed

About This Home

Move-in ready and full of character, this 2-bedroom, 1-bath offers an updated interior in one of Danville's convenient down-town locations. Inside, wide-plank flooring runs throughout, and the eat-in kitchen features white cabinetry, a tile backsplash, and stainless appliances ready for your next meal. The bathroom has been refreshed with a tile surround shower and new vanity, and tall trim and wainscoting carry the home's classic character through its traditional, room-by-room layout. Outside, the covered front porch invites you to slow down with your morning coffee, and the lot, just shy of a quarter acre, leaves plenty of room to stretch out under mature shade trees. Refreshed metal roofing and vinyl siding round out the updates, with a driveway offering easy off-street parking. Conveniently located near downtown Danville and zoned for Danville City Schools, 1220 W Walnut Street combines updated living with an unbeatable in-town location. This one deserves a closer look.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Bate Middle SchoolGrades 6-81.5 mi
4/10
Danville High SchoolGrades 9-121.4 mi

Construction

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Window features: Window Treatments
  • Flooring: Laminate,Tile
  • Finished area below ground: 0
  • Finished area above ground: 930

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 930
  • Total interior livable area: 930 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: D06007005

Features

  • Levels: One
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 10,018 sqft

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Lightning
Winter Weather
Cold Wave
Earthquake
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $742$8,904
Home Insurance *$106$1,272
Property Taxes $61$732
Electricity $154$1,850
Total$1,063$12,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,445/yr
40% on housing$31,890/yr
45% on housing$28,346/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 40422$151
Boyle County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 40422$153
Boyle County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$139,900
2026-08-03Price change$146,900
2026-07-17Listed for sale$149,900
2023-06-29Listing removed--
2023-06-22Listed for sale$123,900
2023-03-25Listing removed--
2023-02-24Price change$119,900
2023-02-17Price change$122,900
2023-02-11Listed for sale$124,900
2022-01-21Sold$30,000

For Sale by Agent

AgentDaniel Peters
BrokerageZen Door Real Estate, Inc

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