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1038 NE Blue Ridge Drive, Poulsbo, WA, 98370

3beds
3baths
2,089sqft
$1,149,900
$550price/sqft
$6,995/moest. monthly cost
$279,800/yrincome needed

About This Home

Tucked away at the end of a private road atop Big Valley, this custom Craftsman estate offers rare privacy, beautiful easterly corridor views, & 5.12 park-like acres with gardens, rhododendrons, azaleas, & natural woodlands. The 3BR main home is open, airy, and move-in ready with vaulted ceilings, refinished oak hardwood floors, skylights, abundant windows, and a floor-to-ceiling stone fireplace. Gourmet kitchen with Corian counters, Craftsman finishes, and stainless appliances new in 2022. The primary suite is a true retreat with balcony, loft, walk-in closet, Japanese soaking tub, and custom rainfall shower with body sprays. Detached approx. 720 SF Guest Quarters above heated 2-car garage includes bath, secluded view deck—ideal for guests, multigenerational living, office, or workout room. Resort-style outdoor spaces include stamped-concrete courtyard with inlaid Compass design, covered pavilion, hanging firepit, built-in BBQ/kitchen area, and private outdoor soaking tub with shower. 28x34 RV/boat garage, 20x24 shop/studio, fiber internet, shared well, septic, & new roof plus heat pump/AC for home & guest quarters in 2024.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
Vinland Elementary SchoolGrades PK-52.6 mi
6/10
9/10
North Kitsap High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1995

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater Location: Utility Room

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Den Office

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Loft,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Ductless,Forced Air,Heat Pump,Electric,Propane
  • Cooling features: Ductless,Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,089
  • Total interior livable area: 2,089 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 35270110152004
  • Zoning: RP
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: Propane

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Hot Tub/Spa,Loft,Pantry,Security System,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Has spa: Yes
  • Spa features: Indoor
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 5.12 Acres
  • Features: Dead End Street,Secluded,Cable TV,Deck,Electric Car Charging,Fenced-Partially,High Speed Internet,Hot Tub/Spa,Outbuildings,Outdoor Fireplace,Patio,Propane,Rooftop Deck,RV Parking,Shop

Parking

  • Total spaces: 8
  • Parking features: Driveway,Detached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Landslide
Heat Wave

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,814$69,768
Home Insurance *$236$2,832
Property Taxes $796$9,552
Electricity $149$1,793
Total$6,995$83,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$239,828/yr
40% on housing$209,850/yr
45% on housing$186,533/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$550This listing

vs Other Active Listings

Avg $/sqft

ZIP 98370$297
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98370$307
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$1,249,900
2016-04-14Sold$610,000
2016-04-14Listed for sale$630,000
2016-02-18Pending sale$630,000
2016-01-12Listed for sale$630,000
2003-10-16Sold$350,000
2000-09-22Sold$285,000

For Sale by Agent

AgentJana Salmans
BrokerageJohn L. Scott, Inc.

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