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2180 Highway 92, Pineville, KY, 40977

2beds
3baths
2,064sqft
$175,000
$85price/sqft
$1,292/moest. monthly cost
$51,680/yrincome needed

About This Home

Listing for a Family Member House for Sale – $175,000 Shown by Appointment Only ?? 606-521-5816 2180 Highway 92 Pineville, KY 40977 Conveniently located just 20 minutes from Lincoln Memorial University (LMU), 45 minutes from Norris Lake, and 45 minutes from Lake Cumberland, this well-maintained home offers peaceful country living with easy access to work, recreation, and outdoor activities. Property Features: * 2 bedrooms * 2½ bathrooms (including a half bath in the basement) * Situated on a 1-acre lot with flat, usable land—ideal for pets, animals, gardening, or outdoor living * Beautiful hardwood flooring throughout * Tile flooring in the utility room and bathrooms * Crown molding in every room * HVAC (heating and air conditioning) system updated in 2021 * 24’ × 24’ attached garage * 12’ × 30’ detached garage/workshop with camper/RV hookup * Blacktop driveway with asphalt surrounding the home * Security system with surveillance cameras If you’re looking for a move-in-ready home with modern updates, ample garage and workshop space, and a spacious, level yard, this property is a must-see. Enjoy the peace and privacy of country living while remaining just a short drive from LMU, Norris Lake, Lake Cumberland, Middlesboro and Pineville. Shown by appointment only. Call or text 606-521-5816 to schedule your private showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Lone Jack School CenterGrades PK-81.8 mi
5/10
Bell County High SchoolGrades 9-126.1 mi
6/10

Construction

Materials

  • Foundation: Concrete Block
  • Roof: Metal
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Concrete,Hardwood

Interior Area

  • Total interior livable area: 2,064 sqft

Property

Details

  • Parcel number: 039000000800

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$163$1,956
Property Taxes $83$996
Electricity $162$1,955
Total$1,292$15,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,297/yr
40% on housing$38,760/yr
45% on housing$34,453/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 13.7%
13.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 40977$126
Bell County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 40977$105
Bell County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$175,000

For Sale by Owner

AgentProperty Owner

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