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4008 Charlotte St, Kansas City, MO, 64110

--beds
2baths
--sqft
$312,500
--price/sqft
$2,331/moest. monthly cost
$93,240/yrincome needed

About This Home

South Hyde Park Duplex with Driveway Parking. Many recent updates including * 2-Car Parking Pad * Sidewalk * Roof * Gutters and Gutter Guards * Two 100 AMP Separate Electrical Panels * Forced Air Gas Furnace on 1st Floor * Central Air Unit on 1st Floor * Plumbing * Sump Pump * Hot Water Heater * Structural Support Beam * Refinished Hardwood Floors * Separate Stack Washer/Dryer * Kitchens * Custom Screen Doors * Fresh Interior Paint * North fence * So many improvements and upgrades with the added bonus of a private sitting-porch for each level. The 2nd Floor unit is rented for $1,120 with a 1-year lease. The 1st-Floor unit is currently vacant and offered for $1300 per month on a one-year lease. Until it is rented, the new owners can decide whether to rent or owner-occupy. Tenants will love the kitchens, bathrooms, stacked washer/dryers on the first floor backporch, and off-street parking - a real plus in Midtown. This duplex is SHARP and sits on a treed lot.

Getting Around

78
WalkingVery Walkable
52
TransitGood Transit
57
BikeBikeable

Schools

2/10
Central Middle SchoolGrades 7-82.1 mi
1/10
Central High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1908

Materials

  • Roof: Composition
  • Construction materials: Asbestos,Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Gas Range,Washer,Water Heater
  • Laundry features: Utility Room

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bathrooms: 2

Features

  • Window features: Window Coverings,Storm Window(s)

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Electric,Zoned

Property

Details

  • Parcel number: 30240112700000000
  • Zoning: R

Features

  • Patio & porch: Porch
  • Exterior features: Private Entrance

Lot

  • Lot size: 6,866 sqft
  • Lot size dimensions: 50 x 138

Parking

  • Total spaces: 2
  • Parking features: Off Street,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,580$18,960
Home Insurance *$316$3,792
Property Taxes $294$3,528
Electricity $141$1,693
Total$2,331$27,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,920/yr
40% on housing$69,930/yr
45% on housing$62,160/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 64110$136
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64110$175
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$340,000
2022-12-02Sold--
2022-10-12Pending sale$298,000
2022-10-10Listed for sale$298,000
2021-10-21Listing removed--
2021-09-17Listed for sale$350,000
2021-01-20Sold--
2020-12-07Pending sale$199,950
2020-11-22Listed for sale$199,950
2020-11-18Pending sale$199,950
2020-11-10Price change$199,950
2020-10-07Listed for sale$225,000
2012-08-03Listing removed$595
2012-07-06Listed for rent$595

For Sale by Agent

AgentLocate Team
BrokerageCompass Realty Group

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