See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3026 Marine Drive, Bremerton, WA, 98312

4beds
3baths
3,706sqft
$2,050,000
$553price/sqft
$12,582/moest. monthly cost
$503,280/yrincome needed

About This Home

Discover your own waterfront haven with this charming Cape Cod home on the tip of Marine Drive. Boasting 186 ft of low-bank, bulkheaded waterfront with tideland rights and two boat ramps, it’s perfect for boating, crabbing, or peaceful sunsets over Dyes Inlet and the Olympic Mountains. This 4 bed, 3 bath historic beauty rests on a 1.17-acre double lot, offering endless potential for multi-generational living, guest quarters, or a vacation retreat. Original details, grand fireplace, and sunlit rooms set the stage to create your dream waterfront home where timeless charm meets modern possibility.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

5/10
2/10
4/10
Bremerton High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1940

Materials

  • Foundation: Poured Concrete
  • Roof: Torch Down
  • Construction materials: Brick,Stucco,Wood Siding

Notable Dates

  • Major remodel year: 1940

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s),Water Heater Location: Utility Rom,Water Heater Location: main floor

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Door features: French Doors
  • Window features: Double Pane/Storm Window
  • Flooring: Engineered Hardwood,Hardwood,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Main Level: 2,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Radiator,Electric,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 3,706
  • Total interior livable area: 3,706 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 37610000080203
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Double Pane/Storm Window,Dining Room,Fireplace,French Doors,Sprinkler System,Walk-In Closet(s),Walk-In Pantry
  • Has view: Yes
  • View description: Bay,Jetty,Sound
  • Has water view: Yes
  • Water view: Bay,Jetty,Sound
  • On waterfront: Yes
  • Waterfront features: Low Bank
  • Frontage length: Waterfront Ft: 187
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 1.17 Acres
  • Features: Dead End Street,Paved,Secluded,Cable TV,Gas Available,Irrigation,Outbuildings,Patio,RV Parking,Shop,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Detached Carport,Driveway,Detached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 4
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,365$124,380
Home Insurance *$523$6,276
Property Taxes $1,441$17,292
Electricity $253$3,041
Total$12,582$150,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$431,382/yr
40% on housing$377,460/yr
45% on housing$335,520/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$553This listing

vs Other Active Listings

Avg $/sqft

ZIP 98312$257
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98312$274
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-11Price change$1,999,980
2025-09-19Listed for sale$2,050,000
2025-09-12Pending sale$2,050,000
2025-08-27Listed for sale$2,050,000
2019-09-27Sold$925,000
2019-08-28Pending sale$995,000
2019-08-20Price change$995,000
2019-07-02Listed for sale$1,100,000

For Sale by Agent

AgentAndrea Peterson
BrokerageWindermere RE West Sound Inc.

Similar Homes