See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

662 E 4th St, Russellville, KY, 42276

2beds
2baths
1,200sqft
$196,999
$164price/sqft
$1,496/moest. monthly cost
$59,840/yrincome needed

About This Home

This updated home has large rooms and a bonus room that could be used for a 3rd bedroom. In the downtown area and easy access to shopping, restaurants and more... Comes with a 4 car covered carport that is a great addition to the home.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Aluminum Siding,Metal Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Smooth Top Range,Dryer,Washer,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Separate Shower,Tub/Shower Combo

Bedroom2

  • Level: Main
  • Area: 150.08

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Walls (Dry Wall),Eat-in Kitchen,Kitchen/Dining Combo
  • Window features: Replacement Windows,Vinyl Frame,Blinds
  • Flooring: Vinyl
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Combination

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Area: 209.04

Living Room

  • Level: Main
  • Area: 262.64

Master Bathroom

  • Level: Main
  • Area: 45.57

Master Bedroom

  • Level: Main
  • Area: 140.4

Property

Accessibility

  • Accessibility features: Handicap Accessible

Details

  • Parcel number: 068080600900

Features

  • Patio & porch: Covered Front Porch
  • Exterior features: Lighting,Outdoor Lighting
  • Fencing: None
  • Waterbody name: None

Lot

  • Lot size: 0.30 Acres
  • Features: City Lot

Parking

  • Total spaces: 4
  • Parking features: Attached Carport
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Ice Storm
Strong Wind
Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $996$11,952
Home Insurance *$138$1,656
Property Taxes $208$2,496
Electricity $154$1,850
Total$1,496$17,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,291/yr
40% on housing$44,880/yr
45% on housing$39,893/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 42276$111
Logan County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 42276
Logan County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Price change$211,999
2026-01-02Listed for sale$215,000

For Sale by Agent

AgentLisa Masson
BrokerageKeller Williams First Choice R

Similar Homes