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372 S Spring St, Russellville, KY, 42276

1beds
1baths
576sqft
$89,500
$155price/sqft
$762/moest. monthly cost
$30,480/yrincome needed

About This Home

This cozy 1 bedroom, 1 bathroom home offers 576 square feet of living space on a manageable 0.08-acre lot. Perfect as a starter home or an income-producing rental, it’s an affordable option with great potential. Low-maintenance size and a versatile layout make this a smart choice for homeowners and investors alike. Some pictures have virtually staged.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: None

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Tub/Shower Combo

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Walls (Dry Wall),Eat-in Kitchen
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 068081500700

Features

  • Levels: One and One Half
  • Patio & porch: Porch
  • Exterior features: Mature Trees
  • Fencing: None

Lot

  • Lot size: 3,484 sqft
  • Features: City Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Ice Storm
Strong Wind
Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $452$5,424
Home Insurance *$62$744
Property Taxes $94$1,128
Electricity $154$1,850
Total$762$9,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,125/yr
40% on housing$22,860/yr
45% on housing$20,320/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 42276$113
Logan County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 42276
Logan County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$74,000
2026-08-17Price change$79,000
2026-08-07Price change$84,000
2026-05-22Listed for sale$89,500
2025-10-10Listing removed$92,500
2025-08-14Listed for sale$92,500
2025-02-28Sold$70,000
2025-02-18Pending sale$84,900
2025-02-10Listed for sale$84,900
2024-08-21Listing removed$79,900
2024-07-19Listed for sale$79,900
2024-06-06Listing removed--
2024-05-16Listed for rent$750
2010-07-13Sold$20,000

For Sale by Agent

AgentJessica Gossom
BrokerageWhitz's Realty & Auction

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