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1628 S Dixie Hwy, Munfordville, KY, 42765

4beds
1baths
1,320sqft
$124,900
$95price/sqft
$992/moest. monthly cost
$39,680/yrincome needed

About This Home

Welcome to this charming historic farmhouse sitting on 2 acres in Munfordville! This 4 Bed 1 Bath home offers 1,320 sq ft of cozy living space and plenty of potential. With great bones and a large yard perfect for gardening or out door activities. A wonderful opportunity for an investor or starter home. Property sold AS-IS. Let's go see this one today

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
7/10
Hart County High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 1900

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential Farm

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 4

Features

  • Walls (Dry Wall),Walls (Paneling),Kitchen/Dining Combo
  • Window features: Screens,Vinyl Frame
  • Flooring: Carpet,Hardwood
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Access Only,Storage

Heating & Cooling

  • Heating features: None,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 064000001200

Features

  • Levels: Two
  • Fencing: Fenced
  • Waterbody name: Green River,Nolin Lake

Lot

  • Lot size: 2 Acres
  • Features: County

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Ice Storm
Lightning
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$97$1,164
Property Taxes $110$1,320
Electricity $154$1,850
Total$992$11,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,011/yr
40% on housing$29,760/yr
45% on housing$26,453/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 42765$154
Hart County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 42765
Hart County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$124,900
2026-01-06Price change$130,000
2025-12-29Price change$145,000
2025-12-05Price change$140,000
2025-10-24Price change$145,000
2025-09-29Listed for sale$150,000
2023-02-22Sold$43,000
2023-01-10Pending sale$52,000
2023-01-04Price change$52,000
2022-12-02Price change$62,000
2022-11-18Listed for sale$82,000

For Sale by Agent

AgentHelen Tatchell
BrokerageLegacy Property Group

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