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2029 Three Springs Hwy, Hardyville, KY, 42746

2beds
1baths
1,015sqft
$700,000
$690price/sqft
$4,552/moest. monthly cost
$182,080/yrincome needed

About This Home

Charming, fully remodeled farmhouse nestled on approximately 102± acres of picturesque countryside, offering the perfect blend of modern updates and rural beauty. This 2-bedroom, 1-bath home has been completely renovated, providing a comfortable and move-in-ready living space ideal for full-time living or a peaceful retreat. The property features approximately 80 acres of productive cropland, making it an excellent opportunity for farming or investment. Nature lovers and outdoor enthusiasts will appreciate the abundance of wildlife, including deer and turkey, as well as a scenic spring-fed pond and a creek running along the back of the farm. Improvements include a large barn and a detached garage/workshop, providing ample space for equipment, storage, or hobbies. Hard-to-find acreage, updated home, and endless possibilities—don’t miss your chance to own this versatile farm!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
7/10
Hart County High SchoolGrades 9-1210.1 mi

Construction

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • None,Walls (Dry Wall),Eat-in Kitchen
  • Window features: Replacement Windows,Vinyl Frame,Blinds
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Wall(s),Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,015
  • Total interior livable area: 1,015 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 106000002900

Features

  • Patio & porch: Covered Deck
  • Exterior features: Landscaping,Mature Trees
  • Fencing: Barbed Wire,Partial
  • Waterfront features: Creek,Pond(s),Pond
  • Waterbody name: None
  • Topography of land: Rolling

Lot

  • Lot size: 102 Acres
  • Features: Farm

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$546$6,552
Property Taxes $313$3,756
Electricity $154$1,850
Total$4,552$54,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,068/yr
40% on housing$136,560/yr
45% on housing$121,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$690This listing

vs Other Active Listings

Avg $/sqft

ZIP 42746$86
Hart County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 42746
Hart County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$725,000

For Sale by Agent

AgentElizabeth West
BrokerageLegacy Property Group

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