3950 Rube Smith Rd, Canmer, KY, 42722
About This Home
Exceptional Multi-Home Estate on 37 Acres with Pond & Expansive Shop Garage selling for UNDER appraised value. Rare opportunity to own two beautiful homes totaling over 5,300 square feet of living space, perfectly situated on 37 scenic acres complete with a pond and a massive detached garage. This versatile property is ideal for multi-generational living, rental income, or a private retreat. The first residence offers 2,640 sq ft of thoughtfully designed living space with a warm farmhouse aesthetic, highlighted by exposed wood beams and inviting finishes throughout. Featuring 4 bedrooms plus a dedicated office, this home blends comfort and functionality. The kitchen is a standout with a large island, farmhouse sink, gas stove, and tile backsplash—perfect for both everyday living and entertaining. The spacious master suite includes a soaking tub, tiled walk-in shower, wood-top double vanity, and a walk-in closet. The second home spans approximately 2,730 sq ft and welcomes you with a charming covered front porch accented by stone base columns. Inside, you’ll find 4 bedrooms including a well-appointed master suite. The kitchen features granite countertops, custom cabinetry, a farmhouse sink, and a dedicated dining room. A gas fireplace adds warmth and character to the living space. The master suite offers a jacuzzi tub, walk-in shower, double vanity, and walk-in closet. Complementing the homes is an impressive 43’ x 48’ detached garage/shop with over 2,000 sq ft, equipped with four overhead doors—including a 12’ door—and 16’ eave height, making it ideal for equipment, RV storage, or workshop use. With acreage, water features, and extensive improvements, this one-of-a-kind property offers endless possibilities in a peaceful, private setting. Copy of appraisal and inspection reports available.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2017
Materials
- Roof: Dimensional
- Construction materials: Vinyl Siding,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Refrigerator,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Basement: None,Crawl Space
Bathroom
- Features: Double Vanity,Separate Shower,Tub
Bedroom2
- Level: Main
- Area: 129.22
Bedroom3
- Level: Main
- Area: 152.88
Bedroom4
- Level: Main
- Area: 188.86
Bedroom5
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 6
- Full bathrooms: 6
- Main level bathrooms: 6
- Main level bedrooms: 5
Dining Room
- Level: Main
- Area: 125.856
Features
- Ceiling Fan(s),Walk-In Closet(s),Walls (Dry Wall),Formal Dining Room
- Window features: Thermo Pane Windows
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace features: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Electric
Interior Area
- Total structure area: 5,370
- Total interior livable area: 5,370 sqft
Kitchen
- Level: Main
- Area: 201.64
Living Room
- Level: Main
- Area: 480.39
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
- Area: 230.373
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1140000043
Features
- Patio & porch: Covered Front Porch
- Exterior features: Mature Trees,Trees
- Fencing: None
- Waterfront features: Pond(s)
Lot
- Lot size: 37.79 Acres
- Features: Rural Property,County
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,293 | $51,516 |
| Home Insurance * | $626 | $7,512 |
| Property Taxes | $664 | $7,968 |
| Electricity | $424 | $5,088 |
| Total | $6,007 | $72,084 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $849,000 |
| 2026-01-22 | Sold | $700,000 |
| 2026-01-02 | Pending sale | $799,000 |
| 2025-10-14 | Price change | $799,000 |
| 2025-09-26 | Price change | $859,000 |
| 2025-09-05 | Price change | $869,000 |
| 2025-08-14 | Listed for sale | $899,000 |
| 2021-11-02 | Listing removed | $695,000 |
| 2021-09-07 | Listed for sale | $695,000 |
| 2021-08-30 | Listing removed | -- |
| 2021-04-29 | Price change | $699,000 |
| 2020-05-18 | Price change | $695,000 |
| 2020-03-04 | Listed for sale | $729,900 |
| 2006-12-04 | Sold | $61,750 |
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