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3700 Harbel Drive NE, Bremerton, WA, 98310

2beds
3baths
2,466sqft
$535,000
$217price/sqft
$3,421/moest. monthly cost
$136,840/yrincome needed

About This Home

Nestled in a desirable Bremerton neighborhood, this beautifully maintained home offers stunning territorial and mountain views paired with a versatile layout designed for comfortable everyday living. Large windows throughout the home invite in natural light and showcase the scenic surroundings, creating a warm and inviting atmosphere. The spacious main level features open living and dining areas ideal for entertaining or relaxing, along with a well-appointed kitchen offering plenty of storage and workspace. Generously sized bedrooms and comfortable living spaces provide flexibility for a variety of lifestyles. Downstairs, the livable daylight basement adds incredible functionality with additional living space perfect for a media room, guest retreat, home office, workout area, or potential multi-generational living. With abundant natural light and direct outdoor access, the lower level feels open, bright, and welcoming. Enjoy the peaceful setting, mature landscaping, and convenient proximity to shopping, dining, parks, and local amenities. Ideally located just minutes from the Bremerton Ferry Terminal, this home offers an easy commute to Seattle while still providing the comfort and tranquility of Bremerton living. A fantastic opportunity to own a home with beautiful views, flexible living space, and an unbeatable location!

Getting Around

46
WalkingCar-Dependent
29
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

5/10
2/10
4/10
Bremerton High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1974

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Entry
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Daylight

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower

Dining Room

  • Level: Second

Dining Room

  • Level: Second

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate
  • Number of fireplaces: 2
  • Fireplace features: Electric,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,466
  • Total interior livable area: 2,466 sqft

Kitchen With Eating Space

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Second

Other

  • Level: Lower

Property

Details

  • Parcel number: 39720000510204
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace
  • Has view: Yes
  • View description: City
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 0.26 Acres
  • Features: Paved,Cable TV,Fenced-Fully,Patio,RV Parking

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$134$1,608
Property Taxes $414$4,968
Electricity $168$2,024
Total$3,421$41,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,291/yr
40% on housing$102,630/yr
45% on housing$91,226/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 98310$200
Kitsap County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 98310$270
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$544,450

For Sale by Agent

AgentTanya Headrick
BrokerageeXp Realty

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