197 Dogwood Trl, Gilbertsville, KY, 42044
About This Home
This charming 4-bedroom, 2-bath home in the KY Lake area is located just minutes from the Moors Resort and is move-in ready with a 3 car garage and workshop, circle drive, fenced backyard and a spacious Great Room for entertaining. Featuring an updated primary bath, hardwood floors, a Walk-out basement and newer roof.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Block
- Roof: Dimensional Style
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Full,Interior Entry,Sump Pump,Walk-Out Access,Walk-Up Access
Bathroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Eat-in Kitchen,Ceiling Fan(s)
- Window features: Storm Window(s),Blinds
- Flooring: Ceramic Tile,Laminate,Tile,Vinyl
- Finished area below ground: 0
- Finished area above ground: 2,390
Great Room
- Level: Lower
Heating & Cooling
- Heating features: Electric,Forced Air,Heat Pump
- Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump
Interior Area
- Total structure area: 2,390
- Total interior livable area: 2,390 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 620E00009
Features
- Levels: One and One Half
- Fencing: Chain Link
- Has view: Yes
- View description: Trees/Woods,Neighborhood
Lot
- Lot size: 0.53 Acres
- Features: Other
Parking
- Total spaces: 3
- Parking features: Attached Garage,Driveway,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,259 | $15,108 |
| Home Insurance * | $356 | $4,272 |
| Property Taxes | $206 | $2,472 |
| Electricity | $188 | $2,264 |
| Total | $2,009 | $24,108 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $249,000 |
| 2005-06-22 | Sold | $87,900 |
For Sale by Agent
View on Zillow