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1549 Capp Springs Rd, Benton, KY, 42025

4beds
4baths
3,843sqft
$479,900
$125price/sqft
$3,709/moest. monthly cost
$148,360/yrincome needed

About This Home

Custom built home sitting on 1.38 acres. Home features primary suite on the main level with living room kitchen dining room and office. Upper level has one bedroom and one bath perfect for guests or bonus room. The walk out basement is a home in itself with 2 bedrooms 1 bathroom living room and kitchen. Perfect spot for entertaining or if you need 2 separate living spaces. Lots of upgrades used in the home when built. If you are looking for a quiet place to call home close to the lake then this is the home for you.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
--
Mc AcademyGrades 6-125.9 mi
7/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Washer,Cooktop,Oven
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Walk-Out Access

Bathroom2

  • Level: Lower

Bathroom3

  • Level: Lower

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Entrance Foyer,Ceiling Fan(s)
  • Flooring: Carpet,Ceramic Tile,Laminate,Vinyl
  • Finished area below ground: 1,600
  • Finished area above ground: 2,243

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 3,843
  • Total interior livable area: 3,843 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 710000027.01

Features

  • Levels: One and One Half

Lot

  • Lot size: 1.38 Acres
  • Features: Many Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$579$6,948
Property Taxes $401$4,812
Electricity $303$3,641
Total$3,709$44,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,165/yr
40% on housing$111,270/yr
45% on housing$98,906/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 42025$189
Marshall County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 42025
Marshall County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$479,900

For Sale by Agent

AgentJay Wommack
BrokerageRe/Max Real Estate Associates

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