425 W Unity Church Rd, Hardin, KY, 42048
About This Home
This custom lake home welcomes you! Mostly furnished with charming details everywhere from the hand-built barn doors, stainless appliances, a dream pantry, beamed ceiling and grand gas fireplace! Function meets cozy with the wood walls and ceiling, large windows, two bedrooms, utility room and an enjoyable coffee bar with wine cooler; perfect for relaxing mornings and fun evening gatherings. Invite as many friends as you can imagine and forget about feeling cramped. This enormous open concept kitchen and living room is ideal for entertainment and family gatherings! Outside, enjoy the privacy of the pines that surround you while having plenty of open area for your boats and outdoor toys. Optional membership fees allow you to enjoy other amenities of Pirates Cove like Community dock, boat slip, mini-golf course, pool and social activities! Imagine a quiet and peaceful lifestyle or a chance to let loose a little without disturbing your next door neighbors. Just imagine YOU being YOU...HERE!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Metal Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Microwave,Other,Refrigerator
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Other,Ceiling Fan(s),Soaking Tub
- Flooring: Concrete
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room,Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,600
Heating & Cooling
- Heating features: Electric,Heat Pump,Propane,Propane Tank Owned
- Cooling features: Central Air
Interior Area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 740A15002.
Features
- Levels: One
- Exterior features: Fire Pit
Lot
- Lot size: 1.02 Acres
- Features: Many Trees
Parking
- Total spaces: 2
- Parking features: Detached Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
- Drought
- Earthquake
- Hail
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $252 | $3,024 |
| Property Taxes | $199 | $2,388 |
| Electricity | $154 | $1,850 |
| Total | $1,818 | $21,816 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $239,900 |
| 2026-06-11 | Price change | $249,900 |
| 2026-05-15 | Price change | $255,000 |
| 2026-04-07 | Price change | $265,000 |
| 2026-01-07 | Price change | $268,000 |
| 2025-10-21 | Listed for sale | $270,000 |
| 2023-11-11 | Listing removed | $135,000 |
| 2023-09-26 | Price change | $135,000 |
| 2023-09-07 | Listed for sale | $139,900 |
| 2014-07-08 | Sold | $4,500 |
For Sale by Agent
View on Zillow