900 Hagers Camp Rd, Harrodsburg, KY, 40330
About This Home
End of season price... seller is motivated ... come take a look at this charming cottage in the Herrington lake area with deeded easement access to the lake. Perfect as a weekend retreat, vacation rental or full-time residence. Enjoy the peaceful lake lifestyle with easy access to boating, fishing marinas and waterfront dining. Cozy setting with the convenience of lake access without the waterfront price tag. A rare opportunity to enjoy the best of lake living in Central Kentucky...approx. 15 mins to Harrodsburg - Shaker Vilalge and Beaumont Inn; approx. 20 mins to Danville - home of Centre College; and approx. 55 mins to Lexington - Bluegrass Airport, Keeneland and UK Basketball...
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Block,Concrete Perimeter
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Washer,Range
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Bonus Room
- Level: First
Den
- Level: First
Features
- Window features: Blinds
- Flooring: Carpet,Other,Wood
- Finished area below ground: 0
- Finished area above ground: 952
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 952
- Total interior livable area: 952 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 080.4001001.00
Features
- Levels: One
- Has view: Yes
- View description: Trees/Woods,Neighborhood,Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 9,104 sqft
Parking
- Total spaces: 2
- Parking features: Detached Carport,Driveway,Off Street
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $803 | $9,636 |
| Home Insurance * | $85 | $1,020 |
| Property Taxes | $64 | $768 |
| Electricity | $154 | $1,850 |
| Total | $1,106 | $13,272 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $159,000 |
| 2026-05-30 | Listed for sale | $199,900 |
View on Zillow