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357 S Magnolia St, Harrodsburg, KY, 40330

2beds
1baths
1,374sqft
$144,000
$105price/sqft
$1,095/moest. monthly cost
$43,800/yrincome needed

About This Home

Welcome to this nice home conveniently located in the heart of Harrodsburg! Home features 2 bedrooms, 1 full bath, a spacious living room, a generously sized kitchen, and a mudroom/utility room conveniently located at the rear of the home. Recent updates include fresh interior paint and beautiful new luxury vinyl plank (LVP) flooring throughout, creating a clean feel that's ready for its next owner. Situated on a large double lot, the outdoor space offers several options, whether you're looking to plant a garden, create a play area, or provide room for pets to roam. The property also includes a detached two-car garage with electricity, as well as an additional storage shed that's perfect for tools, lawn equipment, or extra storage. Ideally located just minutes from local restaurants, shopping, and other downtown amenities, this property is an excellent opportunity for first-time homebuyers, those looking to downsize, or investors seeking a solid addition to their portfolio. Don't miss your chance to own this property—schedule your private showing today! Home is being sold As-Is & inspections are welcomed.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,374

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,374
  • Total interior livable area: 1,374 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 100.6011004.00

Features

  • Levels: One

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $728$8,736
Home Insurance *$77$924
Property Taxes $136$1,632
Electricity $154$1,850
Total$1,095$13,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,542/yr
40% on housing$32,850/yr
45% on housing$29,200/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 40330$156
Mercer County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 40330
Mercer County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Listed for sale$144,000
2015-02-23Sold$35,000

For Sale by Agent

AgentMartin D Abrams
BrokerageAbrams Realty, LLC

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