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689 Fairview Ct, Harrodsburg, KY, 40330

1beds
1baths
640sqft
$120,000
$188price/sqft
$937/moest. monthly cost
$37,480/yrincome needed

About This Home

Affordable and thoughtfully updated, this charming home offers an excellent opportunity for a first-time buyer or someone looking to simplify and downsize. Tucked away on a quiet non-through street, the property features a spacious yard with peaceful open-field views behind the home, creating a comfortable setting for relaxing evenings, gardening, or enjoying the outdoors. Inside, numerous improvements have already been completed, including a NEW Mini-Split Heat Pump HVAC (June 10, 2026), replacement windows and doors, updated flooring throughout, remodeled kitchen and bath areas, updated plumbing, newer appliances, and fresh interior finishes. The metal roof was replaced in 2018, with new gutters added in 2022. Conveniently located near Harrodsburg amenities while offering a quieter residential setting, this property combines affordability, practicality, and outdoor space in one attractive package.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Washer,Range

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 640

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 640
  • Total interior livable area: 640 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 100.7004037.00

Features

  • Levels: One

Lot

  • Lot size: 6,664 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$64$768
Property Taxes $113$1,356
Electricity $154$1,850
Total$937$11,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,125/yr
40% on housing$28,110/yr
45% on housing$24,986/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 40330$156
Mercer County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 40330
Mercer County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$115,000
2026-05-29Listed for sale$120,000
2016-09-08Sold$33,000

For Sale by Agent

AgentCharles D Beaman
BrokerageNew Doors Real Estate

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